Whiteside County property record for 2002 E 38th St, Sterling, IL 61081 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 35,632 sqft (0.818 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $176,000 (2019) |
| Tax Bill | $5,450.00 (2025) |
| Primary APN | 1110252012 |
|---|---|
| Alternative APN |
|
| Lot Area | 35,632 sqft (0.818 acres) |
|---|
| Account Number | 99563 |
|---|---|
| Street Address | 2002 E 38TH ST |
| City | STERLING |
| State | IL |
| Zip | 61081-9424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RAYMOND SNAVELY 2ND LOT 21 733800X |
| Legal Subdivision | RAYMOND SNAVELY ADD 02 |
| Legal Lot Number | 21 |
| Jurisdiction | WHITESIDE IL |
| Minor Civil Division | STERLING |
| Census Blockgroup | 3 |
| Census Block | 3029 |
| Census Tract | 900 |
Source: Whiteside County records · APN 1110252012
Assessment roll updated May 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2002 E 38TH ST, STERLING, IL 61081-9424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance US BANK NA |
| Jun 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BK |
| May 08, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage MONSTERLOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Deed Doc Number | 20193343 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 2002 E 38TH ST, STERLING, IL 61081-9424 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000006555 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022-06555 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Jun 26, 2019 |
| Property Address | 2002 E 38TH ST, STERLING, IL 61081-9424 |
| Document Number | 0000003343 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 3343 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2002 E 38TH ST STERLING IL 610819424, STERLING, IL 61081-9424 |
| Document Number | 3344 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 3344 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2049 |
| Rate | 4.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 2002 E 38TH ST, STERLING, IL 61081-9424 |
| Document Number | 0000002669 |
| Instrument Date | May 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Brother And Sister |
| Address | 2002 E 38TH ST STERLING IL 610819424, STERLING, IL 61081-9424 |
| Document Number | 0000002669 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 2669 |
| Name | MONSTERLOANS |
|---|---|
| Address | LAKE FOREST, CA 92630 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,450.00 | $80,441 Land $7,481 Building $72,960 | |
| 2024 | $241,323 Land $22,443 Building $218,880 |
2002 E 38th St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Whiteside County (17195C), updated September 26, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 26th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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