2005 E 38th St, Sterling, IL 61081 Property Records

Whiteside County property record for 2005 E 38th St, Sterling, IL 61081 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	33,850 sqft (0.777 acres)
Occupancy	Owner Occupied
Last Sale	$210,000 (2020)
Tax Bill	$6,243.00 (2025)

Owner

Source: Whiteside County records · APN 1110253006

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2005 E 38TH ST, STERLING, IL 61081-9424
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2020 · Amount on Record
Deed Sale	Apr 01, 2020 · Amount on Record
Deed Doc Number	20201759
Record Refreshed	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 01, 2020
Property Address	2005 E 38TH ST, STERLING, IL 61081-9424
Document Number	0000001759
Instrument Date	Mar 27, 2020
Instrument	1759
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2005 E 38TH ST STERLING IL 610819424, STERLING, IL 61081-9424

Mortgage

Document Number	1760
Date	Apr 01, 2020
Instrument	1760

Lender

Name	FIRST BK MTG
Type	Mortgage Company
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,243.00	$94,201 Land $7,481 Building $86,720
2024			$282,603 Land $22,443 Building $260,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1110253006`
Alternative APNs	`104676` `117629`

Exterior

Lot Area	33,850 sqft (0.777 acres)
Depth X Width	169 ft x 200 ft Depth x Width

Location & Zoning

Account Number	117629
Street Address	2005 E 38TH ST
City	STERLING
State	IL
Zip	61081-9424
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RAYMOND SNAVELY 2ND LOT 1 731800X
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Minor Civil Division	STERLING
Census Blockgroup	3
Census Block	3035
Census Tract	900