20 E Separation Canyon Trl, Flagstaff, AZ 86005 Property Records

Coconino County property record for 20 E Separation Canyon Trl, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	2,450 sqft · built 2005
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$801,500 (Dec 2023)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112-59-163`

Property Details

APN / Parcel Number

Primary APN	`112-59-163`
Alternative APN	`R0113838`

Interior

Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,450 sqft Living Area
1st Floor Area	1,225 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	6,969 sqft (0.16 acres)
Terrain	Gentle Slope
Garage Type	Built-in
Garage Area	441 sqft
Porch	Porch
Deck Area	Deck Area
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0113838
Street Address	20 E SEPARATION CANYON TRL
City	FLAGSTAFF
State	AZ
Zip	86005-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: PONDEROSA TRAILS UNIT 04D LOT: 428 SIXTEENTH: NE QUARTER: SE SECTION: 32 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	32
Legal Subdivision	PONDEROSA TRAILS UNIT 04
Legal Lot Number	428
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1000
Census Tract	901

Owner

Source: Coconino County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 E SEPARATION CANYON TRL, FLAGSTAFF, AZ 86005-8234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Warranty Deed, Transfer · Conventional Mortgage DEEPHAVEN MORTGAGE LLC
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage BLUE BRICK FINANCIAL LLC
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUE BRICK FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Jul 19, 2013 · Amount on Record
Deed Document Number	20233986510
Prior Transfer Date	Mar 10, 2006
Prior Transfer Doc	0003373477
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Dec 8, 2023
Property Address	20 E SEPARATION CANYON TRL, FLAGSTAFF, AZ 86005-8234
Document Number	0003986510
Map Reference	CASE 8 MAP 88&88A
Instrument Date	Dec 5, 2023
Instrument	3986510
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	ARIZONA RESEARCH AND TITLE AGENCY, ARIZONA BROKERS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3731 WINDING WAY, TYLER, TX 75707-1665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E SEPARATION CANYON TRL, FLAGSTAFF, AZ 86005-8234

Mortgage

Document Number	0003986512
Date	Dec 8, 2023
Instrument	3986512

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	20 E SEPARATION CANYON TRL, FLAGSTAFF, AZ 86005-8234
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003856223
Date	Oct 24, 2019
Instrument	3856223

Lender

Name	BLUE BRICK FINANCIAL LLC
Type	Mortgage Company
Address	MESA, AZ 85215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	20 E SEPARATION CANYON TRL, FLAGSTAFF, AZ 86005-8234
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003890092
Date	Oct 7, 2020
Instrument	3890092

Lender

Name	BLUE BRICK FINANCIAL LLC
Type	Mortgage Company
Address	MESA, AZ 85215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,896 (+3.58%) Land $17,056 Building $52,840
2025	$3,228.00 (+3.63%)	$67,480 (-5.57%)	$674,797 (-5.57%) Land $154,395 Building $520,402
2024	$3,115.00 (+4.78%)	$71,461 Land $15,440 Building $56,021
2023	$2,973.00 Homeowner's exemption		$714,602 Land $154,395 Building $560,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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