19 E Separation Canyon Trl, Flagstaff, AZ 86005 Property Records

Coconino County property record for 19 E Separation Canyon Trl, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	2,430 sqft · built 2005
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Company Names on Record
Last Sale	$528,000 (Jun 2020)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112-59-198`

Property Details

APN / Parcel Number

Primary APN	`112-59-198`
Alternative APN	`R0087611`

Interior

Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
1st Floor Area	1,215 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Frame Wood
Roof Material	Asphalt
Lot Area	6,969 sqft (0.16 acres)
Terrain	Gentle Slope
Garage Type	Built-in
Garage Area	441 sqft
Porch	Slab
Deck Area	Deck Area
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0087611
Street Address	19 E SEPARATION CANYON TRL
City	FLAGSTAFF
State	AZ
Zip	86005-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: PONDEROSA TRAILS UNIT 04D LOT: 463 SIXTEENTH: NE QUARTER: SE SECTION: 32 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	32
Legal Subdivision	PONDEROSA TRAILS UNIT 04
Legal Lot Number	463
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2050
Census Tract	901

Owner

Source: Coconino County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3013 E BIGHORN AVE, PHOENIX, AZ 85048-8724
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 5, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on Record
Deed Sale	Jun 5, 2020 · Amount on Record
Prior Sale	May 22, 2013 · Amount on Record
Deed Document Number	20203874915
Last Transfer Date	Sep 10, 2025
Transfer Doc	0004024483
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	19 E SEPARATION CANYON TRL, FLAGSTAFF, AZ 86005-8234
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004036207
Date	Mar 27, 2026
Instrument	4036207

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	19 E SEPARATION CANYON TRL, FLAGSTAFF, AZ 86005-8234
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003903608
Date	Jan 29, 2021
Instrument	3903608

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jun 5, 2020
Property Address	19 E SEPARATION CANYON TRL, FLAGSTAFF, AZ 86005-8234
Document Number	0003874915
Instrument Date	May 15, 2020
Instrument	3874915
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3013 E BIGHORN AVE PHOENIX AZ 850488724, PHOENIX, AZ 85048-8724

Mortgage

Document Number	3874916
Date	Jun 5, 2020
Instrument	3874916

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,637 (+3.63%) Land $17,056 Building $51,581
2025	$3,181.00 (+3.65%)	$66,235 (-6.05%)	$662,352 (-6.05%) Land $154,395 Building $507,957
2024	$3,069.00 (+4.78%)	$70,500 Land $15,440 Building $55,060
2023	$2,929.00 Homeowner's exemption		$704,991 Land $154,395 Building $550,596

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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