1395 Bluff Dr, Howell, MI 48843 Property Records

Livingston County property record for 1395 Bluff Dr, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,122 sqft · built 2018
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2025)
Tax Bill	$4,265 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-29-301-059`

Property Details

APN / Parcel Number

Primary APN	`07-29-301-059`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,122 sqft Living Area
1st Floor Area	861 sqft
Basement Area	861 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	10,585 sqft (0.243 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1395 BLUFF DR
City	HOWELL
State	MI
Zip	48843-9710
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	SEC 30, T3N, R5E, PINE RIDGE CONDOMINIUM, LCCP 297, AMENDMENT NO. 2 UNIT 59
Legal Range	05E
Legal Township	03N
Legal Section	30
Legal Subdivision	PINE RDG SITE CONDO
Legal Unit	59
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	3
Census Block	3006
Census Tract	712601

Owner

Source: Livingston County records · APN 07-29-301-059

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2505 OAK VALLEY DR, ANN ARBOR, MI 48103-8819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2024	Deed of Trust, Mortgage · Line of Credit LOC FCU
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
May 01, 2020	Deed of Trust, Mortgage GOLD STAR MTG FIN'L
May 08, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	May 08, 2019 · Amount on Record
Deed Document Number	202519237
Prior Transfer Date	Apr 26, 2019
Prior Transfer Doc	0000011092
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1395 BLUFF DR, HOWELL, MI 48843-9710
Transaction Type	Mortgage
Record Updated	Oct 09, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 BLUFF DR, HOWELL, MI 48843-9710

Mortgage

Document Number	0000015904
Date	Sep 06, 2024
Instrument	2024R-015904

Lender

Name	LOC FCU
Type	Credit Union
Address	22981 FARMINGTON RD, FARMINGTON, MI 48336

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 05, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 25, 2025
Property Address	1395 BLUFF DR, HOWELL, MI 48843-9710
Document Number	0000019237
Instrument Date	Sep 08, 2025
Instrument	2025R-019237
Transaction Type	Transfer
Record Updated	Oct 09, 2025
Title Company	REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TTL AGCY LL

Transaction

Amount	Amount Recorded
Tax	$3,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1395 BLUFF DR, HOWELL, MI 48843-9710

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2505 OAK VALLEY DR, ANN ARBOR, MI 48103-8819

Mortgage

Document Number	0000017917
Date	Sep 25, 2025
Instrument	2025R-017917

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Mortgage

Document Number	0000017917
Date	Sep 10, 2025
Instrument	2025R-017917

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	4027 LAKE DR SE, GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1395 BLUFF DR, HOWELL, MI 48843-9710
Document Number	0000015656
Instrument Date	May 01, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1395 BLUFF DR HOWELL MI 488439710, HOWELL, MI 48843-9710

Mortgage

Document Number	0000015656
Date	May 21, 2020
Instrument	15656

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 08, 2019
Property Address	1395 BLUFF DR, HOWELL, MI 48843-9710
Document Number	0000011093
Instrument Date	Apr 26, 2019
Instrument	11093
Transaction Type	Subdivision Related Transfer
Record Updated	May 24, 2019
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,518.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	357 DECKER RD WALLED LAKE MI 483903630, WALLED LAKE, MI 48390-3630

Mortgage

Document Number	11094
Date	May 08, 2019
Instrument	11094

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2049

Tax Assessment & Valuation

Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,600 (+4.55%)	$427,200 (+4.55%)
2025	$4,265.00 (-8.46%) Homeowner's exemption	$204,300 (+8.04%)	$408,600 (+8.04%)
2024	$4,659.00 (+171.66%)
2023		$189,100
2021			$378,200
2019	$1,715.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 17, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Based on FCC filings for 234 locations within half a mile of this property.

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