Shelby County property record for 12810 Luthman Rd, Minster, OH 45865
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,288 sqft · built 2005 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,722 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-0432278.018 |
| Primary APN | 34-0432278.018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Attic | Attic |
| Attic Area | 824 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 563 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 12810 LUTHMAN RD |
|---|---|
| City | MINSTER |
| State | OH |
| Zip | 45865-9374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R05 T07 S32 LOT 397 LORAMIE SOUTH SHORE SUB 225-04-32-278-018 |
| Legal Lot Number | 397 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | MCLEAN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 971600 |
Source: Shelby County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 56, MINSTER, OH 45865-0056 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 12810 LUTHMAN RD, MINSTER, OH 45865-9374 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2179/263 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 2179/263 |
| Instrument | 201900003669 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | McLean Township |
| Unified School District | Anna Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,722.00 (-6.81%) | $125,840 (-) Land $15,880 Building $109,960 | |
| 2024 | $3,994.00 (-6.18%) | $125,840 (+0.34%) Land $15,880 Building $109,960 | |
| 2023 | $4,257.00 (+33.16%) | $125,410 (+38.33%) Land $15,880 Building $109,530 | $359,520 (+38.79%) Land $45,360 Building $314,160 |
| 2022 | $3,197.00 | $90,660 Land $15,870 Building $74,790 | |
| 2020 | $259,040 Land $45,350 Building $213,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 15 (1996–2019) |
| Most Recent Claim | May 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
May also be available: Verizon, Wabash Communications.
5G (outdoors only) and 4G LTE
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