12819 Luthman Rd, Minster, OH 45865 Property Records

Shelby County property record for 12819 Luthman Rd, Minster, OH 45865

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 930 sqft · built 1954
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2026)
Tax Bill	$861 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-0432280.014`

Property Details

APN / Parcel Number

Primary APN	`34-0432280.014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
1st Floor Area	930 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Roof Material	Shingle
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	60 ft deep x 100 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12819 LUTHMAN RD
City	MINSTER
State	OH
Zip	45865-9379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 407 LORAMIE SOUTH SHORE SUB 225-04-32-280-014PLAT V24 P31
Legal Subdivision	LORAMIE SOUTH SHORE SUBDIVISION
Legal Lot Number	407
Jurisdiction	SHELBY OH
Township / Civil Division	MCLEAN
Census Block Group	1
Census Block	1028
Census Tract	971600

Owner

Source: Shelby County records · APN 34-0432280.014

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12819 LUTHMAN RD, MINSTER, OH 45865-9379
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 11, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Dec 11, 2020 · Amount on Record
Deed Document Number	20262645
Deed Book / Page	2332 / 934
Prior Transfer Date	May 16, 2006
Prior Transfer Doc	001590/459
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	12819 LUTHMAN RD, MINSTER, OH 45865-9379
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02312/4170
Date	Dec 22, 2022
Book Page	2312/4170
Instrument	202206692

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 21, 2042

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	May 26, 2026
Property Address	12819 LUTHMAN RD, MINSTER, OH 45865-9379
Document Number	0000002645
Book / Page	2332 / 934
Instrument Date	May 22, 2026
Instrument	20262645
Transaction Type	Transfer
Record Updated	Jun 04, 2026
Title Company	ROCKET CLOSE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$56,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12819 LUTHMAN RD, MINSTER, OH 45865-9379

Mortgage

Document Number	0000002646,
Date	May 26, 2026
Instrument	20262646

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Dec 11, 2020
Property Address	12819 LUTHMAN RD, MINSTER, OH 45865-9379
Document Number	002259/374
Book / Page	2259 / 374
Map Reference	VOL 24 PG 31
Instrument Date	Dec 11, 2020
Instrument	202000007822
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10570 WRIGHT PUTHOFF RD, SIDNEY, OH 45365-8650

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	McLean Township
Unified School District	Anna Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$861.00 (-6.82%)	$29,090 (-) Land $7,350 Building $21,740
2024	$924.00 (-6.48%)	$29,090 (-) Land $7,350 Building $21,740
2023	$988.00 (+38.76%)	$29,090 (+44.15%) Land $7,350 Building $21,740	$83,100 (+44.15%) Land $21,000 Building $62,100
2022	$712.00	$20,180 Land $5,880 Building $14,300
2020			$57,650 Land $16,800 Building $40,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1996–2019)
Most Recent Claim	May 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jul 2003 · 5 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40

May also be available: Verizon, Wabash Mutual Telephone Company.

Based on FCC filings for 125 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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