12802 Luthman Rd, Minster, OH 45865 Property Records

Shelby County property record for 12802 Luthman Rd, Minster, OH 45865

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1956
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$81,500 (Sep 2009)
Tax Bill	$788 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2016 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-0432278.014`

Property Details

APN / Parcel Number

Primary APN	`34-0432278.014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Roof Material	Shingle
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Patio Area	80 sqft
Shed	1 Shed
Shed Area	60 sqft
Canopy	140 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	12802 LUTHMAN RD
City	MINSTER
State	OH
Zip	45865-9374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R05 T07 S32 LOT 393 LORAMIE SOUTH SHORE SUB 225-04-32-278-014
Legal Subdivision	LORAMIE SOUTH SHORE SUBDIVISION
Legal Lot Number	393
Jurisdiction	SHELBY OH
Township / Civil Division	MCLEAN
Census Block Group	1
Census Block	1028
Census Tract	971600

Owner

Source: Shelby County records · APN 34-0432278.014

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12802 LUTHMAN RD, MINSTER, OH 45865-9374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Aug 03, 2016	Deed of Trust, Mortgage · Conventional Mortgage MINSTER BANK
Sep 28, 2011	Deed of Trust, Mortgage · Conventional Mortgage MINSTER BANK
Oct 14, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2009 · Amount on Record
Deed Sale	Sep 11, 2009 · Amount on Record
Prior Sale	Sep 21, 2005 · Amount on Record
Deed Document Number	20095404
Deed Book / Page	1743 / 217
Last Transfer Date	Oct 02, 2025
Transfer Doc	02328/2245
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	12802 LUTHMAN RD, MINSTER, OH 45865-9374
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002302/385
Date	Aug 05, 2021
Book Page	2302/385
Instrument	202100005440

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	12802 LUTHMAN RD, MINSTER, OH 45865-9374
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002046/359
Date	Aug 03, 2016
Book Page	2046/359
Instrument	201600004346

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2031

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	12802 LUTHMAN RD, MINSTER, OH 45865-9374
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001832/408
Date	Sep 28, 2011
Book Page	1832/408
Instrument	201100004745

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY OH
Recording Date	Oct 14, 2025
Property Address	12802 LUTHMAN RD, MINSTER, OH 45865-9374
Document Number	02328/2245
Book / Page	2328 / 2245
Map Reference	VOL 24 PG 31
Instrument Date	Oct 02, 2025
Instrument	202505140
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12802 LUTHMAN RD, MINSTER, OH 45865-9374

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	12802 LUTHMAN RD, MINSTER, OH 45865-9374
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2302/385
Date	Aug 05, 2021
Book Page	2302/385
Instrument	202100005440

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	McLean Township
Unified School District	Anna Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$788.00 (-9.53%)	$38,220 (+0.42%) Land $9,020 Building $29,200
2024	$871.00 (-9.27%) Homeowner's exemption Senior Citizen's exemption	$38,060 (-) Land $9,020 Building $29,040
2023	$960.00 (+3.34%) Homeowner's exemption Senior Citizen's exemption	$38,060 (+41.38%) Land $9,020 Building $29,040	$109,200 (+41.98%) Land $25,760 Building $83,440
2022	$929.00 Homeowner's exemption	$26,920 Land $9,010 Building $17,910
2020			$76,910 Land $25,750 Building $51,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1996–2019)
Most Recent Claim	May 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jul 2003 · 5 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40

May also be available: Verizon, Wabash Mutual Telephone Company.

Based on FCC filings for 125 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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