12392 Luthman Rd, Minster, OH 45865 Property Records

Shelby County property record for 12392 Luthman Rd, Minster, OH 45865

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,224 sqft · built 2020
Lot Size	2.56 acres (111,819 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Feb 1997)
Tax Bill	$5,045 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit May 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-0804100.003`

Property Details

APN / Parcel Number

Primary APN	`46-0804100.003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,224 sqft Living Area
1st Floor Area	1,833 sqft
Upper Floors Area	1,391 sqft
Attic	Attic
Attic Area	872 sqft
Basement Area	1,703 sqft
Unfinished Basement	1,703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Roof Material	Slate
Lot Area	111,819 sqft (2.56 acres)
Garage Area	1,340 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	12392 LUTHMAN RD
City	MINSTER
State	OH
Zip	45865-9373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R05 T08 S04 PT N 1/2 NW QR (360-08-04-100-003)BERNING 2 SURVEYPLAT V33 P257
Jurisdiction	SHELBY OH
Township / Civil Division	TURTLE CREEK
Census Block Group	1
Census Block	1020
Census Tract	971600

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12392 LUTHMAN RD, MINSTER, OH 45865-9373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
May 21, 2020	Deed of Trust, Mortgage · Construction Mortgage MINSTER BANK
May 4, 2020	Intrafamily Transfer, Transfer
Apr 9, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 1997 · Amount on Record
Deed Sale	Feb 5, 1997 · Amount on Record
Prior Sale	Oct 18, 1991 · Amount on Record
Last Transfer Date	Apr 29, 2020
Transfer Doc	002219/404
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	12392 LUTHMAN RD, MINSTER, OH 45865-9373
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2263/735
Date	Jan 8, 2021
Book Page	2263/735
Instrument	202100000177

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	12392 LUTHMAN RD, MINSTER, OH 45865-9373
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2222/327
Date	May 21, 2020
Book Page	2222/327
Instrument	202000002779

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jun 1, 2023

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY OH
Recording Date	May 4, 2020
Property Address	12392 LUTHMAN RD, MINSTER, OH 45865-9373
Document Number	002219/404
Book / Page	2219 / 404
Instrument Date	Apr 29, 2020
Instrument	202000002382
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12392 LUTHMAN RD, MINSTER, OH 45865-9373

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY OH
Recording Date	Apr 9, 2020
Property Address	12392 LUTHMAN RD, MINSTER, OH 45865-9373
Document Number	002215/482
Book / Page	2215 / 482
Instrument Date	Apr 4, 2020
Instrument	202000001912
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12392 LUTHMAN RD, MINSTER, OH 45865-9373

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Turtle Creek Township
Unified School District	Fort Loramie Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,045.00 (-6.66%)	$162,180 (-) Land $14,550 Building $147,630
2024	$5,405.00 (-1.98%) Homeowner's exemption	$162,180 (-) Land $14,550 Building $147,630
2023	$5,514.00 (+21.05%) Homeowner's exemption	$162,180 (+32.44%) Land $14,550 Building $147,630	$463,390 (+32.44%) Land $41,580 Building $421,810
2022	$4,555.00 Homeowner's exemption	$122,460 Land $11,780 Building $110,680
2020			$349,890 Land $33,670 Building $316,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1996–2019)
Most Recent Claim	May 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jul 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
NKTELCO - Goldstar Fixed Wireless	50 / 5
Wabash Communications Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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