Lake County property record for 12728 Spring Run, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,167 sqft · built 2000 |
| Lot Size | 0.396 acres (17,231 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,169 (2024) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Sep 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-26-0900-000-04800 |
| Primary APN | 35-22-26-0900-000-04800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,167 sqft Living Area |
| Gross Area | 2,528 sqft |
| 1st Floor Area | 2,167 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 17,231 sqft (0.396 acres) |
| Garage Type | Attached |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 180 sqft |
| Utility Building | 1,296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3790872 |
|---|---|
| Street Address | 12728 SPRING RUN |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | JOHNS LAKE ESTATES PHASE ONE SUB LOT 48 PB 42 PGS 90-91 ORB 4639 PG 548 ORB 5341 PG 2408 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | JOHNS LAKE ESTATES PHASE ONE SUB |
| Legal Tract | 0900 |
| Legal Lot Number | 48 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 31306 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROYAL BANK OF CANADA |
| Sep 16, 2019 | Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| Sep 16, 2019 | Loan Modification, Mortgage · Line of Credit MORGAN STANLEY MTG CAP HOLDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2015 |
| Deed Sale | Jun 17, 2015 |
| Prior Sale | Sep 8, 2014 · Amount on Record |
| Deed Document Number | 201565007 |
| Deed Book / Page | 4639 / 548 |
| Last Transfer Date | Aug 22, 2019 |
| Transfer Doc | 0053412408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 12728 SPRING RUN, CLERMONT, FL 34711-5975 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Title Company | SELENE TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0063010001 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | 6301/1 |
| Instrument | 2024031074 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 16, 2019 |
| Property Address | 12728 SPRING RUN, CLERMONT, FL 34711-5975 |
| Document Number | 0053412408 |
| Book / Page | 005341 / 002408 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 104087 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 16, 2019 |
| Property Address | 12728 SPRING RUN, CLERMONT, FL 34711-5975 |
| Document Number | 0053412431 |
| Book / Page | 005341 / 002431 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 104088 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818 |
| Document Number | 53412431 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 005341/002431 |
| Instrument | 104088 |
| Name | MORGAN STANLEY MTG CAP HOLDING |
|---|---|
| Type | Mortgage Company |
| Address | 1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,161 (-) Land $90,000 Building $266,161 | $356,161 (-) Land $90,000 Building $266,161 | |
| 2025 | $356,161 (+3.02%) Land $90,000 Building $266,161 | $356,161 (+3.02%) Land $90,000 Building $266,161 | |
| 2024 | $5,169.00 (+8.55%) | ||
| 2023 | $4,762.00 (+11.86%) | $345,724 (+9.5%) | $345,724 (+9.5%) Land $90,000 Building $255,724 |
| 2022 | $4,257.00 | $315,724 | $315,724 Land $60,000 Building $255,724 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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