12648 Biscayne Ct, Naples, FL 34105 Property Records

Collier County property record for 12648 Biscayne Ct, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	1,571 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (May 2021)
Tax Bill	$7,495 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173750 564B18`

Property Details

APN / Parcel Number

Primary APN	`173750 564B18`
Alternative APN	`22700052349`

Interior

Stories	2 Stories
Building Area	1,571 sqft Living Area
1st Floor Area	1,571 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
Pool Area	392 sqft
Deck Area	448 sqft

Location & Zoning

Street Address	12648 BISCAYNE CT
City	NAPLES
State	FL
Zip	34105-4936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	AVIANO AT NAPLES LOT 56
Legal Range	26
Legal Township	49
Legal Section	18
Legal Subdivision	AVIANO AT NAPLES
Legal Tract	173750
Legal Block	2
Legal Lot Number	56
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	10438

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12648 BISCAYNE CT, NAPLES, FL 34105-4936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 23, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2021 · Amount on Record
Deed Sale	May 23, 2021 · Amount on Record
Prior Sale	Jul 19, 2007 · Amount on Record
Deed Document Number	20216064302
Deed Book / Page	5952 / 434
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12648 BISCAYNE CT, NAPLES, FL 34105-4936
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12648 BISCAYNE CT, NAPLES, FL 34105-4936

Mortgage

Document Number	0065281230
Date	Nov 20, 2025
Book Page	6528/1230
Instrument	6754780

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12648 BISCAYNE CT, NAPLES, FL 34105-4936
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	OSCEOLA LAND TITLE INC, OSCEOLA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12648 BISCAYNE CT, NAPLES, FL 34105-4936

Mortgage

Document Number	0060042681
Date	Aug 30, 2021
Book Page	6004/2681
Instrument	6120389

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 23, 2021
Property Address	12648 BISCAYNE CT, NAPLES, FL 34105-4936
Document Number	0059520434
Book / Page	5952 / 434
Map Reference	MB 43 PG 67-71
Instrument Date	May 20, 2021
Instrument	6064302
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 GRENWOLDE DR, 1, GREAT NECK, NY 11024-1616

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12648 BISCAYNE CORUT, NAPLES, FL 34105

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$793,152 (-0.88%) Land $284,724 Building $508,428	$793,152 (-6.93%) Land $284,724 Building $508,428
2025	$7,495.00 (-6.49%) Homeowner's exemption	$800,211 (+1.09%)	$852,172 (+7.66%) Land $386,412 Building $465,760
2023	$8,015.00 (-5.37%)	$791,555 (+0.52%) Land $313,363 Building $478,192	$791,555 (+0.52%) Land $313,363 Building $478,192
2022	$8,470.00	$787,481 Land $278,914 Building $508,567	$787,481 Land $278,914 Building $508,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications.

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