Osceola County property record for 1240 Perch Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,666 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $65,000 (1988) |
| Tax Bill | $1,360.00 (2025) |
| Primary APN | 94535 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,666 sqft Heated Area |
| Gross Area | 1,721 sqft Gross Area |
| 1st Floor | 1,225 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 100 ft x 75 ft Depth x Width |
| Garage Area | 441 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Patio Area | 160 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 496 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 94535 |
|---|---|
| Street Address | 1240 PERCH DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9409 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REPLAT NEW EDEN UNIT 15 PB 1 PG 343 LOTS 54-56 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 35 |
| Legal Subdivision | NEW EDEN ON LK UN15R |
| Legal Tract | 4400 |
| Legal Block | 1 |
| Legal Lot Number | 54-56 55 |
| Legal Unit | 15 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1067 |
| Census Tract | 43700 |
Source: Osceola County records · APN 94535
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1240 PERCH DR, SAINT CLOUD, FL 34771-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANLEADERS OF AMERICA INC |
| Aug 15, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 1988 · Amount on Record |
| Deed Sale | Dec 23, 1988 · Amount on Record |
| Deed Doc Number | 0000908548 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1240 PERCH DR, SAINT CLOUD, FL 34771-9409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1240 PERCH DR, SAINT CLOUD, FL 34771-9409 |
| Document Number | 0058770817 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 5877/817 |
| Instrument | 2021011169 |
| Name | LOANLEADERS OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1240 PERCH DR, SAINT CLOUD, FL 34771-9409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0055740789 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 5574/0789 |
| Instrument | 2019105764 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,360.00 (+11.93%) Homeowner's exemption | $87,620 (+5.99%) | $191,500 (+10.69%) Land $35,000 Building $156,500 |
| 2023 | $1,215.00 (+6.86%) Homeowner's exemption | $82,671 (+3%) | $173,000 (+15.03%) Land $20,000 Building $153,000 |
| 2022 | $1,137.00 Homeowner's exemption | $80,264 | $150,400 Land $20,000 Building $130,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 171 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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