12245 Sullivan Rd, Clermont, FL 34715 Property Records

Lake County property record for 12245 Sullivan Rd, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1990
Lot Size	4.95 acres (215,849 sqft)
Owner	2 Company Names on Record
Last Sale	$700,000 (Mar 2026)
Tax Bill	$5,720 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`31-21-26-0003-000-02601`

Property Details

APN / Parcel Number

Primary APN	`31-21-26-0003-000-02601`
Alternative APNs	`262131000300002601` `2770520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	1,692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	215,849 sqft (4.95 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	398 sqft
Patio Area	1,040 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	2,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2770520
Street Address	12245 SULLIVAN RD
City	CLERMONT
State	FL
Zip	34715-8763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEG 1268 FT E OF SW COR OF SEC RUN E 255 FT N TO LAKE W'LY ALONG LAKE TO PT N OF POB S TO POB--LESS W 205 FT OF S 245.49 FT-- ORB 5103 PG 403
Legal Range	26E
Legal Township	21S
Legal Section	31
Legal Quarter	3
Legal Tract	0003
Legal Lot Number	26
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2004
Census Tract	31309

Owner

Source: Lake County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12421 SULLIVAN RD, CLERMONT, FL 34715-5624
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 7, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 16, 2026	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
May 2, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 3, 2017	Deed of Trust, Mortgage · Line of Credit INSIGHT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	202631345
Deed Book / Page	6700 / 246
Prior Transfer Date	Sep 23, 2008
Prior Transfer Doc	0000110724
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12245 SULLIVAN RD, CLERMONT, FL 34715-8763
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	NATIONS TITLE, NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12245 SULLIVAN RD, CLERMONT, FL 34715-8763

Mortgage

Document Number	0057991351
Date	Sep 22, 2021
Book Page	5799/1351
Instrument	2021130776

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12245 SULLIVAN RD, CLERMONT, FL 34715-8763
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12245 SULLIVAN RD, CLERMONT, FL 34715-8763

Mortgage

Document Number	0064731536
Date	Feb 7, 2025
Book Page	6473/1536
Instrument	2025016303

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 16, 2026
Property Address	12245 SULLIVAN RD, CLERMONT, FL 34715-8763
Document Number	0067000246
Book / Page	6700 / 246
Instrument Date	Mar 12, 2026
Instrument	2026031345
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12245 SULLIVAN RD, CLERMONT, FL 34715-8763

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12421 SULLIVAN RD, CLERMONT, FL 34715-5624

Mortgage

Document Number	0006700249
Date	Mar 16, 2026
Instrument	6700/249

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Apr 1, 2033
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Max Rate	11.3%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12245 SULLIVAN RD, CLERMONT, FL 34715-8763
Document Number	0054630077
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NATIONS TITLE, NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12245 SULLIVAN RD CLERMONT FL 347158763, CLERMONT, FL 34715-8763

Mortgage

Document Number	0054630077
Date	Apr 29, 2020
Book Page	005463/000077
Instrument	48450

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 2, 2018
Property Address	12245 SULLIVAN RD, CLERMONT, FL 34715-8763
Document Number	0051030403
Book / Page	5103 / 0403
Instrument Date	Apr 27, 2018
Instrument	2018050387
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	BROKERS TITLE OF LEESBURG LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1067, MINNEOLA, FL 34755-1067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12245 SULLIVAN RD, CLERMONT, FL 34715-8763

Mortgage

Document Number	2018050388
Date	May 2, 2018
Instrument	2018050388

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12245 SULLIVAN RD, CLERMONT, FL 34715-8763
Document Number	0049482221
Book / Page	004948 / 002221
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12245 SULLIVAN RD CLERMONT FL 347158763, CLERMONT, FL 34715-8763

Mortgage

Document Number	0049482221
Date	May 24, 2017
Book Page	004948/002221
Instrument	56427

Lender

Name	INSIGHT FCU
Type	Credit Union
Address	ORLANDO, FL 32801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 23, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,890 (-0.04%) Land $237,645 Building $239,245	$476,890 (-0.04%) Land $237,645 Building $239,245
2025		$477,057 (+3.88%) Land $237,645 Building $239,412	$477,057 (+3.88%) Land $237,645 Building $239,412
2024	$5,720.00 (+7.06%)
2023	$5,343.00 (+13.58%)	$459,242 (+13.33%)	$459,242 (+13.33%) Land $237,645 Building $221,597
2022	$4,704.00	$405,242	$405,242 Land $183,645 Building $221,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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