1140 Bluegrass Dr E, Billings, MT 59106 Property Records

Yellowstone County property record for 1140 Bluegrass Dr E, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,919 sqft · built 1993
Lot Size	1.05 acres (45,869 sqft)
Owner	2 Individual Names on File
Last Sale	$1,256,717 (Aug 2025)
Tax Bill	$5,432 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000C118960`

Property Details

APN / Parcel Number

Primary APN	`000C118960`
Alternative APNs	`03-0926-03-2-60-13-0000` `R0351277` `C118960` `C11896`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,919 sqft Living Area
Gross Area	4,067 sqft
1st Floor Area	1,477 sqft
2nd Floor Area	1,141 sqft
Basement Area	1,477 sqft
Finished Basement	1,329 sqft
Unfinished Basement	148 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	45,869 sqft
View / Lot	Neighborhood / Spot
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	328 sqft
Deck Area	277 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1140 BLUEGRASS DR E
City	BILLINGS
State	MT
Zip	59106-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERLEAF MEADOWS SUBD 2ND FILING, S03, T01 S, R25 E, BLOCK 3, LOT 5
Legal Range	25E
Legal Township	01S
Legal Section	03
Legal Subdivision	CLOVERLEAF MEADOWS SUBD 2ND FILING
Legal Block	3
Legal Lot Number	5
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1002
Census Tract	1404

Owner

1140 Bluegrass Dr E is owned and occupied by two individuals who bought it in August 2025.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1140 BLUEGRASS DR E, BILLINGS, MT 59106-4512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on File
Deed Sale	Aug 4, 2025 · Amount on File
Deed Document Number	20254109259
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1140 BLUEGRASS DR E, BILLINGS, MT 59106-4512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003924182
Date	Jun 16, 2020
Instrument	3924182

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	7.62%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1140 BLUEGRASS DR E, BILLINGS, MT 59106-4512
Document Number	0003829737
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1140 BLUEGRASS DR E BILLINGS MT 591064512, BILLINGS, MT 59106-4512

Mortgage

Document Number	0003829737
Date	Oct 10, 2017
Instrument	3829737

Lender

Name	US BK
Type	Bank
Address	BILLINGS, MT 59101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1140 Bluegrass Dr E was $5,432, down 13.2% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$875,600 (+10.3%) Land $165,513 Building $710,087	$875,600 (+10.3%) Land $165,513 Building $710,087
2025	$5,432.00 (-13.19%)	$793,800 Land $165,513 Building $628,287	$793,800 Land $165,513 Building $628,287
2024	$6,257.00 (+27.23%)
2023	$4,918.00	$731,700	$731,700 Land $126,327 Building $605,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1140 Bluegrass Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1140 Bluegrass Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE GRASS WATER USERS ASSOCIATION private · serves 60 people · EPA ID MT0004093
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	100 / 20

May also be available: AT&T.

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