109 Headwaters, Irvine, CA 92602 Property Records

Orange County property record for 109 Headwaters, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,420 sqft · built 2019
Lot Size	0.282 acres (12,262 sqft)
Owner	Company Name on Record
Last Sale	$2,545,000 (Jul 2019)
Tax Bill	$38,366 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`527-392-16`

Property Details

APN / Parcel Number

Primary APN	`527-392-16`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,420 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	12,262 sqft (0.282 acres)
Garage Area	646 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	109 HEADWATERS
City	IRVINE
State	CA
Zip	92602-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17746 BLK LOT 30
Legal Subdivision	TRACT NO 17746
Legal Tract	17746
Legal Lot Number	30
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5030
Census Tract	52437

Owner

Source: Orange County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	109 HEADWATERS, IRVINE, CA 92602-1902
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Nov 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 23, 2019	Deed of Trust, Mortgage BANK OF THE WEST
Jul 30, 2019	Grant Deed, Transfer BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	2019276034
Last Transfer Date	Nov 4, 2020
Transfer Doc	0000666142
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	109 HEADWATERS, IRVINE, CA 92602-1902
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HEADWATERS, IRVINE, CA 92602-1902

Mortgage

Document Number	0000062142
Date	Mar 3, 2026
Instrument	2026000062142

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 17, 2020
Property Address	109 HEADWATERS, IRVINE, CA 92602-1902
Document Number	0000666142
Instrument Date	Nov 4, 2020
Instrument	666142
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	109 HEADWATERS IRVINE CA 926021902, IRVINE, CA 92602-1902

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 17, 2020
Property Address	109 HEADWATERS, IRVINE, CA 92602-1902
Document Number	0000666143
Instrument Date	Nov 4, 2020
Instrument	666143
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	109 HEADWATERS IRVINE CA 926021902, IRVINE, CA 92602-1902

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	109 HEADWATERS, IRVINE, CA 92602-1902
Document Number	0000030550
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 HEADWATERS IRVINE CA 926021902, IRVINE, CA 92602-1902

Mortgage

Document Number	0000030550
Date	Jan 23, 2020
Instrument	30550

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 30, 2019
Property Address	109 HEADWATERS, IRVINE, CA 92602-1902
Document Number	0000276034
Instrument Date	Jun 24, 2019
Instrument	276034
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 HEADWATERS IRVINE CA 92602, IRVINE, CA 92602

Mortgage

Document Number	276035
Date	Jul 30, 2019
Instrument	276035

Lender

Name	BANK OF THE WEST
Type	Bank
Address	13505 CALIFORNIA ST, OMAHA, NE 68154-5247

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$38,366.00 (+3.97%) Homeowner's exemption	$2,783,256 (+4.04%) Land $1,116,780 Building $1,666,476
2024	$36,902.00 (+1.94%)
2023	$36,199.00 (+1.79%) Homeowner's exemption	$2,675,180 Land $1,073,415 Building $1,601,765
2022	$35,562.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

May also be available: Verizon.

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