1. Home
  2. New York
  3. Schenectady
  4. Outer Dr

1046 Outer Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1046 Outer Dr, Schenectady, NY 12303 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,125 sqft · built 1950
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Jun 2022)
Tax Bill$4,955 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.14-11-24

Property Details

APN / Parcel Number

Primary APN422800 59.14-11-24
Alternative APN
  • 280005901400110240000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,125 sqft Living Area
1st Floor Area750 sqft
Upper Floors Area375 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1990
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions110 ft deep x 80 ft wide
Shed1 Shed
Shed Area6 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1046 OUTER DR
CitySCHENECTADY
StateNY
Zip12303-4218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR,2DM SENIOR AFFIDAVIT REQUIRED CLKBRK-492/5.-377-25
Legal SubdivisionCOLD BROOK
Legal Block11
Legal Lot Number24.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3006
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-11-24

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1046 OUTER DR, SCHENECTADY, NY 12303-4218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES FCU
May 15, 2018Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleMay 15, 2018 · Amount on Record
Deed Document Number202230779
Deed Book / Page2086 / 391
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 10, 2022
Property Address1046 OUTER DR, SCHENECTADY, NY 12303-4218
Document Number0000030779
Book / Page2086 / 391
Map ReferenceDR 65 MAP 492
Instrument DateJun 06, 2022
Instrument202230779
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyNTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1046 OUTER DR, SCHENECTADY, NY 12303-4218

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 FONDA RD, COHOES, NY 12047-4803

Mortgage

Document Number0000030780
DateJun 10, 2022
Instrument202230780
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMay 15, 2018
Property Address1046 OUTER DR, SCHENECTADY, NY 12303-4218
Document Number0000020840
Book / Page1987 / 254
Map ReferenceDR65
Instrument DateMay 14, 2018
Instrument201820840
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$508.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1046 OUTER DR, 1046, SCHENECTADY, NY 12303-4218

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address304 PLEASANTVIEW AVE, SCOTIA, NY 12302-1718
InvestorPossibly a Property Investor

Mortgage

Document Number0000020841
DateMay 15, 2018
Book Page4837/195
Instrument201820841
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
AddressROCHESTER, NY 14618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,955.00$135,000 (-) Land $9,000 Building $126,000$207,700 (+16.95%) Land $13,847 Building $193,853
2023$135,000 Land $9,000 Building $126,000$177,600 Land $11,840 Building $165,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Outer Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures