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1041 Outer Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1041 Outer Dr, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,911 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$216,500 (2019)
Tax Bill$7,788.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.14-10-32
Alternative APN
  • 280005901400100320000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,911 sqft Living Area
1st Floor1,348 sqft 1st Floor
Upper Floors563 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2020
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area12,632 sqft (0.29 acres)
Depth X Width194 ft x 65 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area240 sqft Garage
Shed1 Shed
Shed Area60 sqft Shed
Porch Area150 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1041 OUTER DR
CitySCHENECTADY
StateNY
Zip12303-4216
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G2,DM,DNT COLDBROOK-530 5.-379-13
Legal SubdivisionCOLD BROOK
Legal Block10
Legal Lot Number32.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3004
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-10-32

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1041 OUTER DR, SCHENECTADY, NY 12303-4216
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jul 17, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESTEAD FUNDING CORP
Jan 03, 2019Grant Deed, Transfer
ATTORNEY ONLY
Jun 26, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2019 · Amount on Record
Deed SaleJul 17, 2019 · Amount on Record
Prior SaleJan 03, 2019 · Amount on Record
Deed Doc Number201931824
Deed Book / Page2015 / 569
Prior Transfer DateMar 22, 2005
Prior Transfer Doc1701000736
Record RefreshedJun 08, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 29, 2021
Property Address1041 OUTER DR, SCHENECTADY, NY 12303-4216
Document Number0000019413
Book / Page2057 / 515
Map ReferenceDR 65 MAP 68
Instrument DateApr 27, 2021
Instrument202119413
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$1,020.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1041 QUTER DRIVE, 1041, ROTTERDAM, NY 12303

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 LORD AVE, TROY, NY 12180-6727

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 17, 2019
Property Address1041 OUTER DR, SCHENECTADY, NY 12303-4216
Document Number0000031824
Book / Page2015 / 569
Instrument DateJun 25, 2019
Instrument201931824
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyWESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$866.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address610 GULF RD, 610, COHOES, NY 12047-4981

Transferred To (Grantee/Buyer)

NameVerified Name
Address1904 BRANDYWINE PKWY, GUILDERLAND, NY 12084-9337

Mortgage

Document Number0000031825
DateJul 17, 2019
Book Page4924/479
Instrument201931825
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateJan 03, 2019
Property Address1041 OUTER DR, SCHENECTADY, NY 12303-4216
Document Number0000000293
Book / Page002003 / 000106
Instrument DateDec 17, 2018
Instrument293
Transaction TypeTransfer
Record UpdatedJan 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$264.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 953 LATHAM NY 121100953, LATHAM, NY 12110-0953

June 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateJun 26, 2018
Property Address1041 OUTER DR, SCHENECTADY, NY 12303-4216
Document Number0000028075
Book / Page001990 / 000067
Instrument DateJun 18, 2018
Instrument28075
Transaction TypeForeclosure
Record UpdatedJul 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$668.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,788.00$212,200 (-) Land $13,100 Building $199,100$326,500 (+16.94%) Land $20,156 Building $306,344
2023$212,200 (-) Land $13,100 Building $199,100$279,200 (+9.19%) Land $17,236 Building $261,964
2022$212,200 Land $13,100 Building $199,100$255,700 Land $15,785 Building $239,915

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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