1043 Outer Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1043 Outer Dr, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 2021
Square Footage	1,125 sqft Living Area
Lot Size	12,632 sqft (0.29 acres)
Occupancy	Owner Occupied
Last Sale	$70,000 (2008)
Tax Bill	$5,846.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 59.14-10-31`
Alternative APN	`280005901400100310000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,125 sqft Living Area
1st Floor	1,854 sqft 1st Floor
Upper Floors	375 sqft Upper Floors
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2021
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	12,632 sqft (0.29 acres)
Depth X Width	194 ft x 65 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage

Exterior Amenities

Pool Type	In-Ground Vinyl Pool Pool Type
Shed	1 Shed
Shed Area	50 sqft Shed
Porch Area	100 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1043 OUTER DR
City	SCHENECTADY
State	NY
Zip	12303-4216
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,G,2DM,BZY COLDBROOK-529 5.-379-12
Legal Block	10
Legal Lot Number	31.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	3
Census Block	3004
Census Tract	32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-10-31

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1043 OUTER DR, SCHENECTADY, NY 12303-4216
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2008 · Amount on Record
Deed Sale	Jan 25, 2008 · Amount on Record
Deed Book / Page	1775 / 540
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1043 OUTER DR, SCHENECTADY, NY 12303-4216
Transaction Type	Mortgage
Record Updated	Feb 09, 2022
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 OUTER DR, SCHENECTADY, NY 12303-4216

Mortgage

Document Number	0000002107
Date	Jan 13, 2022
Book Page	5189/883
Instrument	202202107

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,846.00	$159,300 (-10.61%) Land $13,100 Building $146,200	$245,100 (+4.53%) Land $20,156 Building $224,944
2023		$178,200 Land $13,100 Building $165,100	$234,474 Land $17,237 Building $217,237

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.