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1047 Outer Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1047 Outer Dr, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,675 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
GarageAttached, 240 sqft
Last Sale$307,000 (2025)
Tax Bill$7,619.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.14-10-29
Alternative APN
  • 280005901400100290000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,675 sqft Living Area
1st Floor1,300 sqft 1st Floor
Upper Floors375 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2018
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area9,583 sqft (0.22 acres)
Depth X Width120 ft x 80 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area240 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area40 sqft Shed
Porch1 Porch
Porch Area168 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1047 OUTER DR
CitySCHENECTADY
StateNY
Zip12303-4216
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G,2DM,BZY COLDBROOK-527 5.-379-10
Legal SubdivisionCOLD BROOK SUBDIVISION NO 7
Legal Block10
Legal Lot Number29.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3004
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-10-29

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address709 BURDECK ST, 30, SCHENECTADY, NY 12306-6844
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 01, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
HOMESTEAD LNDG
Jun 08, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 25, 2025 · Amount on Record
Deed SaleJul 25, 2025 · Amount on Record
Prior SaleFeb 01, 2019 · Amount on Record
Deed Doc Number202517904
Deed Book / Page2153 / 860
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1047 OUTER DR, SCHENECTADY, NY 12303-4216
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 OUTER DR, SCHENECTADY, NY 12303-4216

Mortgage

Document Number0000044164
DateAug 04, 2023
Book Page5321/147
Instrument202344164
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 14, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1047 OUTER DR, SCHENECTADY, NY 12303-4216
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019669
DateJul 08, 2020
Book Page5002/275
Instrument202019669
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 01, 2019
Property Address1047 OUTER DR, SCHENECTADY, NY 12303-4216
Document Number0000004747
Book / Page002004 / 000779
Instrument DateJan 29, 2019
Instrument4747
Transaction TypeTransfer
Record UpdatedFeb 18, 2019
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3164 CARMAN RD #14 SCHENECTADY NY 123034541, 14, SCHENECTADY, NY 12303-4541

Mortgage

Document Number4749
DateFeb 01, 2019
Book Page004892/000635
Instrument4749
Lender
NameHOMESTEAD LNDG
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 31, 2049

June 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateJun 08, 2018
Property Address1047 OUTER DR, SCHENECTADY, NY 12303-4216
Document Number0000024860
Book / Page001988 / 000890
Instrument DateJun 01, 2018
Instrument24860
Transaction TypeForeclosure
Record UpdatedJun 29, 2018

Transaction

AmountAmount Recorded
Tax$226.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 953 LATHAM NY 121100953, LATHAM, NY 12110-0953

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,619.00$207,600 (-) Land $9,900 Building $197,700$319,400 (+16.91%) Land $15,232 Building $304,168
2023$207,600 Land $9,900 Building $197,700$273,200 Land $13,028 Building $260,172

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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