Schenectady County and Rotterdam Town property record for 1039 Outer Dr, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,864 sqft · built 1950 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,000 (Jan 2020) |
| Tax Bill | $8,074 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.14-10-33 |
| Primary APN | 422800 59.14-10-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,864 sqft Living Area |
| 1st Floor Area | 1,114 sqft |
| 2nd Floor Area | 750 sqft |
| Upper Floors Area | 375 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 126 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1039 OUTER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R,G,2DM COLDBROOK-531 5.-379-14 |
| Legal Subdivision | SUBDIVISION NO 7 OF COLD BROOK INC |
| Legal Block | 10 |
| Legal Lot Number | 33.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-10-33
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1039 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Oct 17, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage BROADVIEW FCU |
| Jan 08, 2020 | Grant Deed, Transfer · Conventional with PMI SEFCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2020 · Amount on Record |
| Deed Sale | Jan 08, 2020 · Amount on Record |
| Prior Sale | Dec 15, 2010 · Amount on Record |
| Deed Document Number | 2020687 |
| Deed Book / Page | 2027 / 983 |
| Prior Transfer Date | Dec 05, 2002 |
| Prior Transfer Doc | 1642000810 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1039 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1039 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000062394 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 5273/953 |
| Instrument | 202262394 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 28, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 17, 2022 |
| Property Address | 1039 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000054868 |
| Book / Page | 2094 / 791 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 202254868 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | SMPR TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 291 N THOMPSON ST APT 810, 291, ROTTERDAM, NY 12306-6945 |
| Name | Verified Name |
|---|---|
| Address | 1039 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000054869 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 5263/960 |
| Instrument | 202254869 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 08, 2020 |
| Property Address | 1039 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000000687 |
| Book / Page | 002027 / 000983 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 687 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $824.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1104 FORT HUNTER RD SCHENECTADY NY 123034562, SCHENECTADY, NY 12303-4562 |
| Document Number | 688 |
|---|---|
| Date | Jan 08, 2020 |
| Book Page | 004965/000181 |
| Instrument | 688 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 07, 2050 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,074.00 | $220,000 (-) Land $9,500 Building $210,500 | $338,500 (+16.93%) Land $14,617 Building $323,883 |
| 2023 | $220,000 Land $9,500 Building $210,500 | $289,500 Land $12,501 Building $276,999 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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