Schenectady County and Rotterdam Town property record for 1051 Outer Dr, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,589 sqft · built 1950 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,000 (May 2020) |
| Tax Bill | $5,872 (2025) |
| Deeds & Mortgages | May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.14-10-27 |
| Primary APN | 422800 59.14-10-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,589 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Upper Floors Area | 563 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 114 ft deep x 80 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 760 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1051 OUTER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,DM COLDBROOK-525 5.-379-8 |
| Legal Subdivision | HOMESTEAD CONDOMINIUMS INC |
| Legal Block | 10 |
| Legal Lot Number | 27.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-10-27
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1051 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2020 · Amount on Record |
| Deed Sale | May 08, 2020 · Amount on Record |
| Prior Sale | Jun 21, 2007 · Amount on Record |
| Deed Document Number | 202013725 |
| Deed Book / Page | 2034 / 523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1051 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000029563 |
| Book / Page | 004770 / 000446 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1051 OUTER DR SCHENECTADY NY 123034216, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000029563 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 004770/000446 |
| Instrument | 29563 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 29, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,872.00 | $160,000 (-) Land $9,500 Building $150,500 | $246,200 (+16.96%) Land $14,618 Building $231,582 |
| 2023 | $160,000 Land $9,500 Building $150,500 | $210,500 Land $12,498 Building $198,002 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 518 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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