Schenectady County and Rotterdam Town property record for 1049 Outer Dr, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,221 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $56,000 (2000) |
| Tax Bill | $4,698.00 (2025) |
| Primary APN | 422800 59.14-10-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,221 sqft Living Area |
| 1st Floor | 846 sqft 1st Floor |
| Upper Floors | 375 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 116 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 60 sqft Shed |
| Porch Area | 50 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1049 OUTER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,G,2DM,BZY COLDBROOK-526 5.-379-9 |
| Legal Block | 10 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-10-28
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1049 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2020 | Loan Modification, Mortgage · Conventional Mortgage SEFCU |
| Apr 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2000 · Amount on Record |
| Deed Sale | Dec 21, 2000 · Amount on Record |
| Deed Book / Page | 1592 / 427 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1049 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000013189 |
| Instrument Date | Apr 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1049 OUTER DR SCHENECTADY NY 123034216, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000013189 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 004985/000842 |
| Instrument | 13189 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 03, 2030 |
| Rate | 3.65% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1049 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000013188 |
| Instrument Date | Apr 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1049 OUTER DR SCHENECTADY NY 123034216, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000013188 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 004985/000831 |
| Instrument | 13188 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 03, 2030 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,698.00 | $128,000 (-) Land $9,500 Building $118,500 | $196,900 (+16.92%) Land $14,614 Building $182,286 |
| 2023 | $128,000 Land $9,500 Building $118,500 | $168,400 Land $12,498 Building $155,902 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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