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1050 Outer Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1050 Outer Dr, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage1,221 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
GarageAttached, 308 sqft
Last Sale$222,000 (2023)
Tax Bill$4,698.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.14-11-25
Alternative APN
  • 280005901400110250000000

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area1,221 sqft Living Area
1st Floor846 sqft 1st Floor
Upper Floors375 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area8,712 sqft (0.2 acres)
Depth X Width110 ft x 80 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area308 sqft Garage
Shed1 Shed
Shed Area100 sqft Shed
Porch Area224 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1050 OUTER DR
CitySCHENECTADY
StateNY
Zip12303-4218
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G,2DM,DN COLDBROOK-493 5.-378-1
Legal Block11
Legal Lot Number25.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3006
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-11-25

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1912 OSTERLITZ AVE, SCHENECTADY, NY 12306-4922
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESTEAD FUNDING CORP
Sep 11, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2023 · Amount on Record
Deed SaleNov 15, 2023 · Amount on Record
Prior SaleSep 06, 2007 · Amount on Record
Deed Doc Number202364386
Deed Book / Page2119 / 661
Prior Transfer DateJul 24, 2009
Prior Transfer Doc0000032879
Record RefreshedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 15, 2023
Property Address1050 OUTER DR, SCHENECTADY, NY 12303-4218
Document Number0000064386
Book / Page2119 / 661
Map ReferenceDR 65 MAP 68
Instrument DateOct 30, 2023
Instrument202364386
Transaction TypeTransfer
Record UpdatedDec 04, 2023
Title Company3G TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$888.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1050 OUTER DR, SCHENECTADY, NY 12303-4218

Transferred To (Grantee/Buyer)

NameVerified Name
Address1912 OSTERLITZ AVE, SCHENECTADY, NY 12306-4922

Mortgage

Document Number0000064387
DateNov 15, 2023
Book Page5342/605
Instrument202364387
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1050 OUTER DR, SCHENECTADY, NY 12303-4218
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1050 OUTER DR, SCHENECTADY, NY 12303-4218

Mortgage

Document Number0000027197
DateSep 11, 2020
Book Page5019/932
Instrument202027197
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term303 Months
DueDec 01, 2045

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,698.00$128,000 (-) Land $9,000 Building $119,000$196,900 (+16.92%) Land $13,845 Building $183,055
2023$128,000 (-) Land $9,000 Building $119,000$168,400 (+9.21%) Land $11,841 Building $156,559
2022$128,000 Land $9,000 Building $119,000$154,200 Land $10,842 Building $143,358

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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