Schenectady County and Rotterdam Town property record for 1038 Outer Dr, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,645 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Garage | Attached, 384 sqft |
| Last Sale | $290,000 (2025) |
| Tax Bill | $4,844.00 (2025) |
| Primary APN | 422800 59.14-11-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,645 sqft Living Area |
| 1st Floor | 1,270 sqft 1st Floor |
| Upper Floors | 375 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 17,424 sqft (0.4 acres) |
| Depth X Width | 138 ft x 126 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 384 sqft Garage |
| Porch Area | 100 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1038 OUTER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4218 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 490 R,G,2DM,DN COLDBROOK 5.-377-23 |
| Legal Block | 11 |
| Legal Lot Number | 22.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-11-22
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 DAVID RD, LATHAM, NY 12110-2406 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Sep 11, 2025 | Warranty Deed, Transfer PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC |
| Aug 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Dec 18, 2017 | Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | Dec 18, 2017 · Amount on Record |
| Deed Doc Number | 202520142 |
| Deed Book / Page | 2155 / 589 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 11, 2025 |
| Property Address | 1038 OUTER DR, SCHENECTADY, NY 12303-4218 |
| Document Number | 0000021670 |
| Map Reference | DOC 014833 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 202521670 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3101 N THOMPSON ST, SCHENECTADY, NY 12306-1551 |
| Name | Verified Name |
|---|---|
| Address | 1038 OUTER DR, SCHENECTADY, NY 12303-4218 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 25, 2025 |
| Property Address | 1038 OUTER DR, SCHENECTADY, NY 12303-4218 |
| Document Number | 0000020142 |
| Map Reference | DR 65 MAP 68 |
| Instrument Date | Aug 07, 2025 |
| Instrument | 202520142 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | CHICAGO TITLE ALBANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1038 OUTER DR, SCHENECTADY, NY 12303-4218 |
| Name | Verified Name |
|---|---|
| Address | 4 DAVID RD, LATHAM, NY 12110-2406 |
| Document Number | 0000020143 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 202520143 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 07, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 18, 2017 |
| Property Address | 1038 OUTER DR, SCHENECTADY, NY 12303-4218 |
| Document Number | 0000056768 |
| Book / Page | 1977 / 699 |
| Map Reference | DR 65 MAP 68 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 201756768 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1038 OUTER DR, 1038, SCHENECTADY, NY 12303-4218 |
| Name | Verified Name |
|---|---|
| Address | 415 N WASHINGTON ST, HERKIMER, NY 13350-1232 |
| Document Number | 0000056769 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 4808/168 |
| Instrument | 201756769 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,844.00 | $132,000 (-) Land $18,000 Building $114,000 | $203,100 (+10.8%) Land $27,695 Building $175,405 |
| 2024 | $132,000 (-) Land $18,000 Building $114,000 | $183,300 (+5.53%) Land $24,995 Building $158,305 | |
| 2023 | $132,000 Land $18,000 Building $114,000 | $173,700 Land $23,686 Building $150,014 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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