Schenectady County and Rotterdam Town property record for 1035 Outer Dr, Schenectady, NY 12303 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,851 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $101,000 (2005) |
| Tax Bill | $5,505.00 (2025) |
| Primary APN | 422800 59.14-10-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,851 sqft Living Area |
| 1st Floor | 1,288 sqft 1st Floor |
| Upper Floors | 563 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Exterior |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 113 ft x 65 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 364 sqft Garage |
| Shed | 1 Shed |
| Porch | 1 Porch |
| Porch Area | 150 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1035 OUTER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,G,2DM,BZY,FP,A COLDBROOK-532 5.-379-15 |
| Legal Block | 10 |
| Legal Lot Number | 34.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-10-34
Assessment roll updated April 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1035 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES L |
| Nov 29, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2005 · Amount on Record |
| Deed Sale | May 19, 2005 · Amount on Record |
| Deed Book / Page | 1706 / 183 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 06, 2026 |
| Property Address | 1035 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000010544 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202610544 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES L |
| Name | Verified Name |
|---|---|
| Address | 1035 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000010544, |
|---|---|
| Date | May 06, 2026 |
| Instrument | 202610544 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1035 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1035 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000059820 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 5172/547 |
| Instrument | 202159820 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 01, 2046 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,505.00 | $150,000 (-) Land $12,600 Building $137,400 | $230,800 (+16.92%) Land $19,387 Building $211,413 |
| 2023 | $150,000 Land $12,600 Building $137,400 | $197,400 Land $16,582 Building $180,818 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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