104 E Division St, Dowagiac, MI 49047 Property Records

Cass County property record for 104 E Division St, Dowagiac, MI 49047 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail
Square Footage	3,106 sqft Building Perimeter
Lot Size	3,049 sqft (0.07 acres)
Last Sale	$41,500 (2019)
Tax Bill	$854.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-160-200-847-00`

Interior

Building Area	3,106 sqft Building Perimeter

Exterior

Lot Area	3,049 sqft (0.07 acres)
Depth X Width	7 ft x 4.5 ft Depth x Width

Location & Zoning

Street Address	104 E DIVISION ST
City	DOWAGIAC
State	MI
Zip	49047-1731
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	2209-10 COM AT PT ON S SIDE DIVISION ST WHERE LINE BETWEEN LAGRANGE & POKAGON TWPS CROSSES SD DIVISION ST, S 45 FT TO PT 102
Legal Subdivision	ERASTUS SPALDINGS ADDITION
Jurisdiction	CASS MI
Minor Civil Division	DOWAGIAC
Census Blockgroup	4
Census Block	4041
Census Tract	2100

Owner

Source: Cass County records · APN 14-160-200-847-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	56862 SYLVAN LN, CASSOPOLIS, MI 49031-9741
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 09, 2019 · Amount on Record
Deed Sale	Jul 09, 2019 · Amount on Record
Deed Book / Page	1157 / 618
Prior Transfer Date	Jan 26, 2011
Prior Transfer Doc	1021/1802
Record Refreshed	Sep 20, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS MI
Recording Date	Jul 09, 2019
Property Address	104 E DIVISION ST, DOWAGIAC, MI 49047-1731
Document Number	1157/0618
Book / Page	1157 / 0618
Instrument Date	Jul 08, 2019
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$356.90
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56862 SYLVAN LN, CASSOPOLIS, MI 49031-9741

Mortgage

Document Number	01157/0621
Date	Jul 09, 2019
Book Page	1157/0621

Lender

Name	GREATER NILES COMM FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2029

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,800 (+13.17%)	$75,600 (+13.17%)
2025	$854.00 (-50.86%)	$33,400 (+20.14%) Building $33,400	$66,800 (+20.14%) Building $66,800
2024	$1,738.00 (+6.63%)
2023		$27,800	$55,600
2022	$1,630.00

Flood & Wildfire

104 E Division St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cass County (26027C), updated September 5, 2007

FEMA Flood Zone	Zone X minimal flood hazard (unshaded X)
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.