307 E Division St, Dowagiac, MI 49047 Property Records

Cass County property record for 307 E Division St, Dowagiac, MI 49047 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1910
Square Footage	1,436 sqft Building Perimeter
Lot Size	4,792 sqft (0.11 acres)
Occupancy	Owner Occupied
Last Sale	$126,000 (2022)
Tax Bill	$1,111.00 (2025)

Owner

Source: Cass County records · APN 14-160-300-925-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	307 E DIVISION ST, DOWAGIAC, MI 49047-1424
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2022 · Amount on Record
Deed Sale	Oct 05, 2022 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Record Refreshed	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Oct 05, 2022
Property Address	307 E DIVISION ST, DOWAGIAC, MI 49047-1424
Document Number	001224/259
Book / Page	1224 / 259
Instrument Date	Oct 04, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	VAN BUREN CNTY TITLE, VAN BUREN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 118, COVERT, MI 49043-0118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31718 M 152, DOWAGIAC, MI 49047-8943

Mortgage

Document Number	0012240262
Date	Oct 05, 2022
Instrument	1224-0262

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,400 (+18.4%)	$106,800 (+18.4%)
2025	$1,111.00 (+12.56%) Homeowner's exemption	$45,100 (+27.4%) Land $45,100	$90,200 (+27.4%) Land $90,200
2023		$35,400	$70,800
2022	$987.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`14-160-300-925-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,436 sqft Building Perimeter
1st Floor	974 sqft 1st Floor
Basement Area	616 sqft Basement
Unfinished Basement	616 sqft Unfinished

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	4,792 sqft (0.11 acres)
Garage Area	384 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	307 E DIVISION ST
City	DOWAGIAC
State	MI
Zip	49047-1424
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	. DW 2259 COM SE COR LOT 68, W 53.7 FT N 91 FT E 53.7 FT S 91 FT TO PL OF BEG ERASTUS H. SPAULDING ADD CITY OF DOWAGIAC.
Legal Subdivision	ERASTUS H SPAULDING ADD
Legal Lot Number	68
Jurisdiction	CASS MI
Minor Civil Division	DOWAGIAC
Census Blockgroup	5
Census Block	5020
Census Tract	2000