10042 Phillips Rd, Bluffton, OH 45817 Property Records

Allen County property record for 10042 Phillips Rd, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,330 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,456 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-1000-02-003.001`

Property Details

APN / Parcel Number

Primary APN	`28-1000-02-003.001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,330 sqft Living Area
Gross Area	5,948 sqft
1st Floor Area	2,018 sqft
Upper Floors Area	1,072 sqft
Attic	Attic
Attic Area	240 sqft
Basement Area	2,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10042 PHILLIPS RD
City	BLUFFTON
State	OH
Zip	45817-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 JOINT TEN RTS 08-02-10
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2033
Census Tract	10200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10042 PHILLIPS RD, BLUFFTON, OH 45817-9534
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Sep 9, 2024	Transfer on Death Deed, Transfer
Jun 26, 2020	Deed of Trust, Mortgage CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 9, 2024
Transfer Doc	0000008180
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	10042 PHILLIPS RD, BLUFFTON, OH 45817-9534
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10042 PHILLIPS RD, BLUFFTON, OH 45817-9534

Mortgage

Document Number	1210000950
Date	Jan 21, 2021
Book Page	2021/950
Instrument	202101210000950

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 9, 2024
Property Address	10042 PHILLIPS RD, BLUFFTON, OH 45817-9534
Document Number	9090008180
Book / Page	2024 / 8180
Instrument Date	Sep 6, 2024
Instrument	202409090008180
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10042 PHILLIPS RD, BLUFFTON, OH 45817-9534

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	10042 PHILLIPS RD, BLUFFTON, OH 45817-9534
Document Number	0000007261
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10042 PHILLIPS RD BLUFFTON OH 458179534, BLUFFTON, OH 45817-9534

Mortgage

Document Number	0000007261
Date	Jul 2, 2020
Instrument	7261

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,456.00 (-0.26%)	$197,650 (-) Land $24,750 Building $172,900	$564,700 (-) Land $70,700 Building $494,000
2024	$6,473.00 (+25.71%) Homeowner's exemption	$197,650 (+36.01%) Land $24,750 Building $172,900	$564,700 (+36.01%) Land $70,700 Building $494,000
2023	$5,149.00 (-7.29%) Homeowner's exemption	$145,320 (-) Land $18,200 Building $127,120
2022	$5,554.00 Homeowner's exemption	$145,320 Land $18,200 Building $127,120
2021			$415,200 Land $52,000 Building $363,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Buckeye Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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