Howard County property record for 10022 Rowan Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,386 sqft · built 2017 |
| Lot Size | 0.277 acres (12,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $980,011 (Apr 2017) |
| Tax Bill | $13,229 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596118 |
| Primary APN | 06-596118 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,386 sqft Total Area |
| Basement Area | 1,640 sqft |
| Finished Basement | 1,640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,045 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596118 |
|---|---|
| Street Address | 10022 ROWAN LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 62 12,045 SQ' 10022 ROWAN LN & WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 62 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 606807 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10022 ROWAN LN, LAUREL, MD 20723-6032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG |
| Apr 12, 2017 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2017 · Amount on Record |
| Deed Sale | Apr 12, 2017 · Amount on Record |
| Prior Sale | Oct 19, 2016 · Amount on Record |
| Deed Document Number | 2017535-260 |
| Deed Book / Page | 17535 / 260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10022 ROWAN LN, LAUREL, MD 20723-6032 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0216670078 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 21667/78 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10022 ROWAN LN, LAUREL, MD 20723-6032 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0214170033 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 21417/33 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 4.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10022 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0201240219 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10022 ROWAN LN SCAGGSVILLE MD 207236032, SCAGGSVILLE, MD 20723-6032 |
| Document Number | 0201240219 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 020124/000219 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 12, 2017 |
| Property Address | 10022 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0175350260 |
| Book / Page | 17535 / 260 |
| Map Reference | PL22732-22752 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 17535-260 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10022 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 17535265 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 17535-265 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,229.00 (-4.75%) Homeowner's exemption | $1,067,600 (+5.93%) | $1,187,200 (+17.8%) Land $356,700 Building $830,500 |
| 2025 | $13,889.00 (+56.78%) Homeowner's exemption | $1,007,800 (+17.12%) Land $241,700 Building $766,100 | $1,007,800 (-) Land $241,700 Building $766,100 |
| 2023 | $860,467 | $1,007,800 Land $241,700 Building $766,100 | |
| 2022 | $8,859.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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