Howard County property record for 10045 Rowan Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,302 sqft · built 2016 |
| Lot Size | 0.201 acres (8,770 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (Apr 2025) |
| Tax Bill | $11,839 (2026) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596144 |
| Primary APN | 06-596144 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,302 sqft Total Area |
| Basement Area | 1,140 sqft |
| Finished Basement | 1,140 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,770 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596144 |
|---|---|
| Street Address | 10045 ROWAN LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 88 8,770 SQ' 10045 ROWAN LN WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 88 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 606807 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10045 ROWAN LN, LAUREL, MD 20723-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2025 · Amount on Record |
| Deed Sale | Apr 7, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2016 · Amount on Record |
| Deed Book / Page | 22708 / 300 |
| Prior Transfer Date | Nov 22, 2016 |
| Prior Transfer Doc | 0173420440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 7, 2025 |
| Property Address | 10045 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Number | 0227080300 |
| Book / Page | 22708 / 300 |
| Map Reference | PL WAR 22732-22752 |
| Instrument Date | Mar 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2025 |
| Title Company | FIDELITY NATIONAL TTL GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10045 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Number | 0022708306 |
|---|---|
| Date | Apr 7, 2025 |
| Instrument | 22708/306 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2040 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,839.00 (+1.47%) Homeowner's exemption | $856,033 (+10.19%) | $1,014,300 (+30.56%) Land $341,900 Building $672,400 |
| 2025 | $11,668.00 (+8.14%) Homeowner's exemption | $776,900 (+18.65%) Land $226,900 Building $550,000 | $776,900 (-) Land $226,900 Building $550,000 |
| 2024 | $10,790.00 (+61.41%) | ||
| 2023 | $654,767 | $776,900 Land $226,900 Building $550,000 | |
| 2022 | $6,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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