10021 Rowan Ln, Laurel, MD 20723 Property Records

Howard County property record for 10021 Rowan Ln, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,364 sqft · built 2016
Lot Size	0.182 acres (7,915 sqft)
Owner	2 Individual Names on Record
Last Sale	$677,456 (Oct 2016)
Tax Bill	$10,683 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-596182`

Property Details

APN / Parcel Number

Primary APN	`06-596182`
Alternative APN	`596182`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,364 sqft Total Area
Basement Area	1,156 sqft
Finished Basement	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	7,915 sqft (0.182 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	596182
Street Address	10021 ROWAN LN
City	LAUREL
State	MD
Zip	20723-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-ED
Legal Description	LOT 126 7,915 SQ' 10021 ROWAN LN WINCOPIA FARMS
Legal Subdivision	WINCOPIA FARMS
Legal Lot Number	126
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1017
Census Tract	606807

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10021 ROWAN LN, LAUREL, MD 20723-6033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2016 · Amount on Record
Deed Sale	Oct 26, 2016 · Amount on Record
Deed Book / Page	17210 / 196
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10021 ROWAN LN, LAUREL, MD 20723-6033
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204230474
Date	Apr 8, 2021
Book Page	20423/474

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,683.00 (-6.4%) Homeowner's exemption	$888,600 (+5.16%)	$975,800 (+15.48%) Land $338,100 Building $637,700
2025	$11,413.00 (+57.33%) Homeowner's exemption	$845,000 (+18.81%) Land $223,100 Building $621,900	$845,000 (-) Land $223,100 Building $621,900
2023		$711,200	$845,000 Land $223,100 Building $621,900
2022	$7,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20