Howard County property record for 10009 Rowan Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,352 sqft · built 2019 |
| Lot Size | 0.183 acres (7,989 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $822,215 (Jan 2019) |
| Tax Bill | $12,802 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596184 |
| Primary APN | 06-596184 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,352 sqft Total Area |
| Basement Area | 1,520 sqft |
| Finished Basement | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,989 sqft (0.183 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596184 |
|---|---|
| Street Address | 10009 ROWAN LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 128 7,989 SQ' 10009 ROWAN LN WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 128 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 606807 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10009 ROWAN LN, LAUREL, MD 20723-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 10, 2019 | Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2019 · Amount on Record |
| Deed Sale | Jan 10, 2019 · Amount on Record |
| Deed Book / Page | 18515 / 337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10009 ROWAN LN, LAUREL, MD 20723-6033 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | GPN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0205420001 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 20542/1 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 10, 2019 |
| Property Address | 10009 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Number | 0185150337 |
| Book / Page | 18515 / 337 |
| Map Reference | PL WAR 22732-22752 |
| Instrument Date | Dec 26, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10009 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Number | 0018515343 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 18515/343 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,802.00 (-6.45%) Homeowner's exemption | $1,071,700 (+4.42%) | $1,162,500 (+13.27%) Land $338,400 Building $824,100 |
| 2025 | $13,685.00 (+56.26%) Homeowner's exemption | $1,026,300 (+19.25%) Land $223,400 Building $802,900 | $1,026,300 (-) Land $223,400 Building $802,900 |
| 2023 | $860,633 | $1,026,300 Land $223,400 Building $802,900 | |
| 2022 | $8,758.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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