Howard County property record for 10018 Rowan Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,568 sqft · built 2017 |
| Lot Size | 0.273 acres (11,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $869,144 (Aug 2017) |
| Tax Bill | $14,070 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jun 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596117 |
| Primary APN | 06-596117 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,568 sqft Total Area |
| Basement Area | 1,564 sqft |
| Finished Basement | 1,564 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 11,900 sqft (0.273 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 95 sqft |
| Deck Area | 192 sqft |
| Patio Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596117 |
|---|---|
| Street Address | 10018 ROWAN LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 61 11,900 SQ' 10018 ROWAN LN WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 61 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 606807 |
Source: Howard County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10018 ROWAN LN, LAUREL, MD 20723-6032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 29, 2018 | Quit Claim Deed, Transfer ELIM TITLE LLC |
| Aug 1, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN |
| Apr 7, 2017 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on Record |
| Deed Sale | Aug 1, 2017 · Amount on Record |
| Prior Sale | Apr 7, 2017 · Amount on Record |
| Deed Document Number | 2017722-316 |
| Last Transfer Date | Jun 25, 2018 |
| Transfer Doc | 0182530112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10018 ROWAN LN, LAUREL, MD 20723-6032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 10018 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0196570024 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 19657/24 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 29, 2018 |
| Property Address | 10018 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0182530112 |
| Book / Page | 018253 / 000112 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | ELIM TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10018 ROWAN LN LAUREL MD 207236032, LAUREL, MD 20723-6032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 1, 2017 |
| Property Address | 10018 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0177220316 |
| Book / Page | 017722 / 000316 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10018 ROWAN LN LAUREL MD 207236032, LAUREL, MD 20723-6032 |
| Document Number | 177220322 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 017722/000322 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2047 |
| Document Number | 177220345, |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 017722/000345 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 7, 2017 |
| Property Address | 10018 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0175260426 |
| Book / Page | 017526 / 000426 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2017 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9720 PATUXENT WOODS DR COLUMBIA MD 210461526, COLUMBIA, MD 21046-1526 |
| Investor | Possibly a Property Investor |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,123,233 (+4.23%) | $1,214,300 (+12.68%) Land $356,000 Building $858,300 | |
| 2025 | $14,070.00 (+5.46%) Homeowner's exemption | $1,077,700 (+21.48%) Land $241,000 Building $836,700 | $1,077,700 (-) Land $241,000 Building $836,700 |
| 2024 | $13,342.00 (+49.64%) | ||
| 2023 | $887,167 | $1,077,700 Land $241,000 Building $836,700 | |
| 2022 | $8,916.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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