Howard County property record for 10039 Rowan Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,164 sqft · built 2017 |
| Lot Size | 0.211 acres (9,174 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $729,911 (Apr 2017) |
| Tax Bill | $10,001 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Oct 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596145 |
| Primary APN | 06-596145 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,164 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,174 sqft (0.211 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596145 |
|---|---|
| Street Address | 10039 ROWAN LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 89 9,174 SQ' 10039 ROWAN LN WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 89 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 606807 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10039 ROWAN LN, LAUREL, MD 20723-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Oct 2, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 4, 2017 | Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2017 · Amount on Record |
| Deed Sale | Apr 4, 2017 · Amount on Record |
| Deed Document Number | 2017520-402 |
| Deed Book / Page | 17520 / 402 |
| Last Transfer Date | Sep 25, 2020 |
| Transfer Doc | 0197740210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10039 ROWAN LN, LAUREL, MD 20723-6033 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COMMUNITY TITLE NETWORK |
| Name | Verified Name |
|---|
| Document Number | 0191390200 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 19139/200 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 2, 2020 |
| Property Address | 10039 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Number | 0197740210 |
| Book / Page | 019774 / 000210 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10039 ROWAN LN LAUREL MD 207236033, LAUREL, MD 20723-6033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 4, 2017 |
| Property Address | 10039 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Number | 0175200402 |
| Book / Page | 17520 / 402 |
| Map Reference | PL22732-22752 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 17520-402 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10039 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Number | 17520409 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 17520-409 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,001.00 (-6.38%) Homeowner's exemption | $829,833 (+5.48%) | $916,100 (+16.45%) Land $343,700 Building $572,400 |
| 2025 | $10,683.00 (+5.24%) Homeowner's exemption | $786,700 (+18.63%) Land $228,700 Building $558,000 | $786,700 (-) Land $228,700 Building $558,000 |
| 2024 | $10,151.00 (+49.92%) | ||
| 2023 | $663,167 | $786,700 Land $228,700 Building $558,000 | |
| 2022 | $6,771.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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