Howard County property record for 10035 Rowan Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,296 sqft · built 2016 |
| Lot Size | 0.218 acres (9,508 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $747,977 (Oct 2016) |
| Tax Bill | $13,223 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596146 |
| Primary APN | 06-596146 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,296 sqft Total Area |
| Basement Area | 1,504 sqft |
| Finished Basement | 1,504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,508 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596146 |
|---|---|
| Street Address | 10035 ROWAN LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 90 9,508 SQ' 10035 ROWAN LN WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 90 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 606807 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10035 ROWAN LN, LAUREL, MD 20723-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 24, 2026 | Warranty Deed, Transfer RED ROCK TITLE INSURANCE AGENCY, RED ROCK TITLE |
| Apr 22, 2022 | Deed of Trust, Mortgage · Line of Credit MUNICIPAL EMPLOYEES CU OF OKLAHOMA CITY |
| Dec 27, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit MUNICIPAL EMPS CU/BALTIMORE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2016 · Amount on Record |
| Deed Sale | Oct 18, 2016 · Amount on Record |
| Deed Book / Page | 17191 / 374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 24, 2026 |
| Property Address | 10035 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Number | 2333000309 |
| Book / Page | 23335 / 309 |
| Instrument Date | Jun 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | RED ROCK TITLE INSURANCE AGENCY, RED ROCK TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 10035 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10035 ROWAN LN, LAUREL, MD 20723-6033 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0214750036 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 21475/36 |
| Name | MUNICIPAL EMPLOYEES CU OF OKLAHOMA CITY |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10035 ROWAN LN, LAUREL, MD 20723-6033 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0190920234 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 19092/234 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10035 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Number | 0177440238 |
| Book / Page | 017744 / 000238 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2017 |
| Title Company | MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 10035 ROWAN LN LAUREL MD 207236033, LAUREL, MD 20723-6033 |
| Document Number | 0177440238 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 017744/000238 |
| Name | MUNICIPAL EMPS CU/BALTIMORE |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,057,633 (+4.44%) | $1,147,500 (+13.31%) Land $345,200 Building $802,300 | |
| 2025 | $13,223.00 (+56.84%) Homeowner's exemption | $1,012,700 (+21.03%) Land $230,200 Building $782,500 | $1,012,700 (-) Land $230,200 Building $782,500 |
| 2023 | $836,767 | $1,012,700 Land $230,200 Building $782,500 | |
| 2022 | $8,431.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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