Howard County property record for 10010 Rowan Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,181 sqft · built 2017 |
| Lot Size | 0.293 acres (12,778 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $919,605 (May 2017) |
| Tax Bill | $616 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596116 |
| Primary APN | 06-596116 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,181 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,778 sqft (0.293 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 131 sqft |
| Deck Area | 526 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596116 |
|---|---|
| Street Address | 10010 ROWAN LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 60 12,778 SQ' 10010 ROWAN LN WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 60 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 606807 |
10010 Rowan Ln is owned and occupied by two individuals who bought it in May 2017.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10010 ROWAN LN, LAUREL, MD 20723-6032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · VA Mortgage LENDIFY HOME LOANS LLC |
| Oct 3, 2022 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Oct 21, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Feb 23, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Jul 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST FCU |
| May 2, 2017 | Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2017 · Amount on File |
| Deed Sale | May 2, 2017 · Amount on File |
| Prior Sale | Oct 5, 2016 · Amount on File |
| Deed Document Number | 2017564-024 |
| Deed Book / Page | 17564 / 24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10010 ROWAN LN, LAUREL, MD 20723-6032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 10010 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0230970280 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 23097/280 |
| Name | LENDIFY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10010 ROWAN LN, LAUREL, MD 20723-6032 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0217450113 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 21745/113 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10010 ROWAN LN, LAUREL, MD 20723-6032 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 10010 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0198440099 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 19844/99 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | NANTICOKE, MD 21840 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10010 ROWAN LN, LAUREL, MD 20723-6032 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202520488 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 20252/488 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | NANTICOKE, MD 21840 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10010 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0177450422 |
| Book / Page | 017745 / 000422 |
| Instrument Date | Jul 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2017 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 10010 ROWAN LN LAUREL MD 207236032, LAUREL, MD 20723-6032 |
| Document Number | 0177450422 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 017745/000422 |
| Name | MEMBERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | MECHANICSBURG, PA 17055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 9, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 2, 2017 |
| Property Address | 10010 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0175640024 |
| Book / Page | 17564 / 024 |
| Map Reference | PL22732-22752 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 17564-024 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10010 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0017564029 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 17564-029 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2026 property tax bill for 10010 Rowan Ln was $616 with a homeowner's exemption.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $616.00 Homeowner's exemption | $1,029,400 (+4.54%) | $1,118,800 (+13.62%) Land $360,000 Building $758,800 |
| 2025 | $616.00 Homeowner's exemption | $984,700 Land $245,000 Building $739,700 | $984,700 Land $245,000 Building $739,700 |
| 2023 | $831,767 | $984,700 Land $245,000 Building $739,700 | |
| 2022 | $8,504.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10010 Rowan Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10010 Rowan Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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