Howard County property record for 10005 Rowan Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,424 sqft · built 2017 |
| Lot Size | 0.187 acres (8,152 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,000 (Aug 2021) |
| Tax Bill | $10,791 (2026) |
| Deeds & Mortgages | Aug 2021 Sale May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596185 |
| Primary APN | 06-596185 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,424 sqft Total Area |
| Basement Area | 1,273 sqft |
| Finished Basement | 1,273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,152 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 141 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596185 |
|---|---|
| Street Address | 10005 ROWAN LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 129 8,152 SQ' 10005 ROWAN LN WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 129 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 606807 |
10005 Rowan Ln is owned and occupied by two individuals who bought it in August 2021.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10005 ROWAN LN, LAUREL, MD 20723-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed, Transfer UNLIMITED SETTLEMENT SERVICES LLC, UNITED SETTLEMENT SVCS LLC |
| May 18, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jan 31, 2017 | Grant Deed, Subdivision Related Transfer SUNTRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on File |
| Deed Sale | Aug 30, 2021 · Amount on File |
| Deed Book / Page | 20851 / 484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 30, 2021 |
| Property Address | 10005 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Number | 0208510484 |
| Book / Page | 20851 / 484 |
| Map Reference | PL WAR 22732-22752 |
| Instrument Date | Aug 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | UNLIMITED SETTLEMENT SERVICES LLC, UNITED SETTLEMENT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $13,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10005 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10005 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Number | 0194220123 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10005 ROWAN LN LAUREL MD 207236033, LAUREL, MD 20723-6033 |
| Document Number | 0194220123 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 019422/000123 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 31, 2017 |
| Property Address | 10005 ROWAN LN, LAUREL, MD 20723-6033 |
| Document Number | 0174170221 |
| Book / Page | 017417 / 000221 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $705.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10005 ROWAN LN LAUREL MD 207236033, LAUREL, MD 20723-6033 |
| Document Number | 174170227 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 017417/000227 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.49% |
The 2026 property tax bill for 10005 Rowan Ln was $10,791 with a homeowner's exemption, down 7.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,791.00 (-7.83%) Homeowner's exemption | $924,067 (+5%) | $1,012,000 (+14.99%) Land $339,100 Building $672,900 |
| 2025 | $11,708.00 Homeowner's exemption | $880,100 Land $224,100 Building $656,000 | $880,100 Land $224,100 Building $656,000 |
| 2023 | $733,500 | $880,100 Land $224,100 Building $656,000 | |
| 2022 | $7,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10005 Rowan Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10005 Rowan Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures