Cass County property record for 992 Ruth Ln, Niles, MI 49120 · Last verified August 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $124,000 (2011) |
| Tax Bill | $88.00 (2025) |
| Primary APN | 14-020-410-025-00 |
|---|
| Lot Area | 12,632 sqft (0.29 acres) |
|---|
| Street Address | 992 RUTH LN |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-3970 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | . 1092A SEC 31 T7S R16W LOT 25 WAYNE SUBDIVISION. |
| Legal Subdivision | WAYNE SUBDIVISION |
| Legal Lot Number | 25 |
| Jurisdiction | CASS MI |
| Minor Civil Division | HOWARD |
| Census Blockgroup | 3 |
| Census Block | 3038 |
| Census Tract | 1500 |
Source: Cass County records · APN 14-020-410-025-00
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 992 RUTH LN, NILES, MI 49120-3970 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2011 · Amount on Record |
| Deed Sale | Dec 20, 2011 · Amount on Record |
| Deed Book / Page | 1034 / 1895 |
| Last Transfer Date | Aug 29, 2014 |
| Transfer Doc | 01080/0287 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jun 18, 2026 |
| Property Address | 992 RUTH LN, NILES, MI 49120-3970 |
| Document Number | 0000032779 |
| Book / Page | 1278 / 374 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202632779 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 992 RUTH LN, NILES, MI 49120-3970 |
| Document Number | 0000032779, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 1278/374 |
| Instrument | 202632779 |
| Name | UNITED FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 992 RUTH LN, NILES, MI 49120-3970 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01196/1599 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 1196/1599 |
| Name | NOTRE DAME FCU |
|---|---|
| Type | Credit Union |
| Address | NOTRE DAME, IN 46556 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2041 |
Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Howard Township |
| Unified School District | Niles Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,800 (-) | $35,600 (-) | |
| 2025 | $88.00 (-64.37%) Homeowner's exemption | $17,800 (-) Land $17,800 | $35,600 (-) Land $35,600 |
| 2024 | $247.00 (+22.89%) | ||
| 2023 | $17,800 | $35,600 | |
| 2022 | $201.00 |
Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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