Cass County property record for 976 Ruth Ln, Niles, MI 49120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,702 sqft Building Perimeter |
| Lot Size | 38,333 sqft (0.88 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $80,000 (2004) |
| Tax Bill | $706.00 (2025) |
| Primary APN | 14-020-410-017-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,702 sqft Building Perimeter |
| 1st Floor | 1,152 sqft 1st Floor |
| Basement Area | 624 sqft Basement |
| Unfinished Basement | 624 sqft Unfinished |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cottage Style |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Area | 528 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 976 RUTH LN |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-3949 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | . 1088-9 SEC 31 T7S R16W LOTS 17, 18 & 19 WAYNE SUBDIVISION. |
| Legal Subdivision | WAYNE SUBDIVISION |
| Legal Lot Number | 17,19 |
| Jurisdiction | CASS MI |
| Minor Civil Division | HOWARD |
| Census Blockgroup | 3 |
| Census Block | 3038 |
| Census Tract | 1500 |
Source: Cass County records · APN 14-020-410-017-00
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 976 RUTH LN, NILES, MI 49120-3949 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU |
| Mar 19, 2018 | Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU |
| Nov 23, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2004 · Amount on Record |
| Deed Sale | Jun 15, 2004 · Amount on Record |
| Deed Book / Page | 886 / 2609 |
| Last Transfer Date | Nov 19, 2020 |
| Transfer Doc | 1184/2580 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 976 RUTH LN, NILES, MI 49120-3949 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 1190/1425 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 1190/1425 |
| Name | NOTRE DAME FCU |
|---|---|
| Type | Credit Union |
| Address | NOTRE DAME, IN 46556 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 976 RUTH LN, NILES, MI 49120-3949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1136/2316 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 1136/2316 |
| Name | NOTRE DAME FCU |
|---|---|
| Type | Credit Union |
| Address | NOTRE DAME, IN 46556 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Mar 15, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Nov 23, 2020 |
| Property Address | 976 RUTH LN, NILES, MI 49120-3949 |
| Document Number | 1184/2580 |
| Book / Page | 1184 / 2580 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 976 RUTH LN, NILES, MI 49120-3949 |
Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Howard Township |
| Unified School District | Niles Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,700 (+2.28%) | $215,400 (+2.28%) | |
| 2025 | $706.00 (-59.12%) Homeowner's exemption | $105,300 (+4.57%) Land $105,300 | $210,600 (+4.57%) Land $210,600 |
| 2024 | $1,727.00 (+20.77%) | ||
| 2023 | $100,700 | $201,400 | |
| 2022 | $1,430.00 |
976 Ruth Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cass County (26027C), updated September 5, 2007
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 12th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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