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99 Bay Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 99 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,931 sqft Heated Area
Lot Size14,026 sqft (0.321 acres)
Last Sale$332,801 (2024)
Tax Bill$5,373.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-1C020-0990

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,931 sqft Heated Area
Gross Area2,772 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2006
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,026 sqft (0.321 acres)
Driveway1 Driveway
Driveway Area320 sqft Driveway
FenceFence

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address99 BAY LAKE DR
CityORMOND BEACH
StateFL
Zip32174-9264
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY PHASE 1C-F UNIT 2 LOT 99 OR 1163 PG 1931 OR 1829/584 OR 1860/1901 OR 2144/780-OD OR 2150/236 OR 2248/265 OR 24
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Phase1C
Legal Lot Number99
Legal Unit2
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3018
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C020-0990

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address143 NEPTUNE AVE, ORMOND BEACH, FL 32176-5445
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN HOME MORTGAGE GROUP INC
Dec 20, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE
Dec 19, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
USAA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 11, 2024 · Amount on Record
Deed SaleDec 11, 2024 · Amount on Record
Prior SaleDec 20, 2019
Deed Doc Number2024051581
Deed Book / Page2921 / 876
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address99 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Transaction TypeMortgage
Record UpdatedNov 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address143 NEPTUNE AVE, ORMOND BEACH, FL 32176-5445

Mortgage

Document Number0030000001
DateOct 20, 2025
Book Page3000/1
Instrument2025042691
Lender
NameAMERICAN HOME MORTGAGE GROUP INC
TypeMortgage Company
AddressFLAGLER BEACH, FL 32136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

December 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFLAGLER FL
Recording DateDec 20, 2019
Property Address99 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Document Number0024070159
Book / Page002407 / 000159
Instrument DateDec 03, 2019
Instrument47457
Transaction TypeForeclosure
Record UpdatedJan 07, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 19, 2017
Property Address99 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Document Number0022480265
Book / Page002248 / 000265
Instrument DateDec 11, 2017
Instrument44167
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanySOUTHERN TITLE HOLDINGS COMPANY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,743.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address99 BAY LAKE DR ORMOND BEACH FL 321749264, ORMOND BEACH, FL 32174-9264

Mortgage

Document Number22480266
DateDec 19, 2017
Book Page002248/000266
Instrument44168
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,373.00 (-1.72%)$381,527 (+1.79%) Land $60,000 Building $321,527$381,527 (+1.79%) Land $60,000 Building $321,527
2023$5,467.00 (+12.7%)$374,811 (+9.29%) Land $60,000 Building $314,811$374,811 (+9.29%) Land $60,000 Building $314,811
2022$4,851.00$342,948 Land $60,000 Building $282,948$342,948 Land $60,000 Building $282,948

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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