Flagler County property record for 101 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,133 sqft Heated Area |
| Lot Size | 16,291 sqft (0.373 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2019) |
| Tax Bill | $3,664.00 (2025) |
| Primary APN | 03-13-31-5120-1C020-1010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,133 sqft Heated Area |
| Gross Area | 2,854 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,291 sqft (0.373 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 540 sqft Driveway |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 101 BAY LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9264 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1C-F UNIT 2 LOT 101 OR 1116 PG 776 OR 2389/887 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1C |
| Legal Lot Number | 101 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1C020-1010
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 20, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 08, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2019 · Amount on Record |
| Deed Sale | Oct 08, 2019 · Amount on Record |
| Prior Sale | Jul 15, 2004 · Amount on Record |
| Deed Doc Number | 2019037207 |
| Deed Book / Page | 2389 / 0887 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 101 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024211303 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 2421/1303 |
| Instrument | 2020006970 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 08, 2019 |
| Property Address | 101 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0023890887 |
| Book / Page | 2389 / 0887 |
| Map Reference | MB 31 PG 25&26 |
| Instrument Date | Oct 04, 2019 |
| Instrument | 2019037207 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | GAP SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 MAGNOLIA DR S, 30, ORMOND BEACH, FL 32174-9221 |
| Name | Verified Name |
|---|---|
| Address | 101 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0023890889 |
|---|---|
| Date | Oct 08, 2019 |
| Instrument | 2389-0889 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,664.00 (-6.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $306,151 (+5.99%) | $383,115 (+2.74%) Land $63,000 Building $320,115 |
| 2023 | $3,901.00 (+7.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $288,856 (+3%) | $372,900 (+9.22%) Land $63,000 Building $309,900 |
| 2022 | $3,622.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $280,443 | $341,434 Land $63,000 Building $278,434 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 637 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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