103 Bay Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 103 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	2,132 sqft Heated Area
Lot Size	30,623 sqft (0.703 acres)
Occupancy	Owner Occupied
Last Sale	$172,000 (2012)
Tax Bill	$2,757.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-1C020-1030`

Interior

Full Baths	2 Baths
Building Area	2,132 sqft Heated Area
Gross Area	2,756 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	30,623 sqft (0.703 acres)
Driveway	1 Driveway
Driveway Area	608 sqft Driveway

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	103 BAY LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-9264
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY PHASE 1C-F UNIT 2 LOT 103 OR 1066 PG 1230 OR 1899/919
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Phase	1C
Legal Lot Number	103
Legal Unit	2
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3018
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C020-1030

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	103 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2012 · Amount on Record
Deed Sale	Oct 19, 2012 · Amount on Record
Deed Doc Number	2012033455
Deed Book / Page	1899 / 0919
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,757.00 (-9.22%) Homeowner's exemption	$236,694 (+5.99%)	$384,700 (+2.68%) Land $69,000 Building $315,700
2023	$3,037.00 (+8.7%) Homeowner's exemption	$223,323 (+3%)	$374,652 (+9.02%) Land $69,000 Building $305,652
2022	$2,794.00 Homeowner's exemption	$216,818	$343,657 Land $69,000 Building $274,657

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 637 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.