96 Bay Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 96 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage2,455 sqft Heated Area
Lot Size16,771 sqft (0.385 acres)
PoolPool, Enclosed
OccupancyOwner Occupied
Last Sale$250,000 (2001)
Tax Bill$2,738.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-1C020-0960

Interior

Full Baths2 Baths
Building Area2,455 sqft Heated Area
Gross Area3,433 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,771 sqft (0.385 acres)
Driveway1 Driveway
Driveway Area320 sqft Driveway
Pool TypePool, Enclosed Pool Type
Pool Area360 sqft Pool
Deck Area928 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address96 BAY LAKE DR
CityORMOND BEACH
StateFL
Zip32174-9264
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY PHASE 1C-F UNIT 2 LOT 96 OR 670 PG 894 OR 785 PG 546
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Phase1C
Legal Lot Number96
Legal Unit2
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3018
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C020-0960

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address96 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 05, 2001 · Amount on Record
Deed SaleDec 05, 2001 · Amount on Record
Prior SaleOct 06, 1999 · Amount on Record
Deed Doc Number0078500546
Deed Book / Page00785 / 00546
Record RefreshedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address96 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023731677
DateAug 01, 2019
Book Page2373/1677
Instrument2019028472
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,738.00 (-11.31%) Homeowner's exemption Widower's exemption$240,406 (+5.99%)$475,958 (+2.05%) Land $73,500 Building $402,458
2023$3,087.00 (+8.62%) Homeowner's exemption$226,826 (+3%)$466,411 (+15.28%) Land $73,500 Building $392,911
2022$2,842.00 Homeowner's exemption$220,220$404,599 Land $73,500 Building $331,099

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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