Flagler County property record for 98 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,149 sqft Heated Area |
| Lot Size | 15,115 sqft (0.346 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $576,800 (2024) |
| Tax Bill | $5,921.00 (2025) |
| Primary APN | 03-13-31-5120-1C020-0980 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,149 sqft Heated Area |
| Gross Area | 3,038 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,115 sqft (0.346 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 352 sqft Driveway |
| Pool Type | Pool, Enclosed Pool Type |
| Pool Area | 280 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 98 BAY LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9264 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1C-F UNIT 2 LOT 98 OR 871 PG 1852 OR 1253/461 OR 1960/1893 OR 1999/1772 OR 2308/1720 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1C |
| Legal Lot Number | 98 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1C020-0980
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 25, 2021 | Warranty Deed, Transfer CELEBRATION TITLE GROUP, CELEBRATION TITLE GROUP LLC |
| Sep 28, 2018 | Warranty Deed, Transfer REALTY PRO TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on Record |
| Deed Sale | Aug 19, 2024 · Amount on Record |
| Prior Sale | May 25, 2021 · Amount on Record |
| Deed Doc Number | 2024035111 |
| Deed Book / Page | 2893 / 1965 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 25, 2021 |
| Property Address | 98 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0025651879 |
| Book / Page | 2565 / 1879 |
| Map Reference | MB 31 PG 25&26 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021028619 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | CELEBRATION TITLE GROUP, CELEBRATION TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,730.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 460, KINGSTON, NH 03848-0460 |
| Name | Verified Name |
|---|---|
| Address | 98 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 28, 2018 |
| Property Address | 98 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0023081720 |
| Book / Page | 002308 / 001720 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 36573 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | REALTY PRO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,274.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 98 BAY LAKE DR ORMOND BEACH FL 321749264, ORMOND BEACH, FL 32174-9264 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,921.00 (+11.3%) Homeowner's exemption | $461,383 (+20.37%) Land $60,000 Building $401,383 | $461,383 (+7.72%) Land $60,000 Building $401,383 |
| 2023 | $5,320.00 (+6.68%) Homeowner's exemption | $383,289 (+3%) | $428,308 (+15.1%) Land $60,000 Building $368,308 |
| 2022 | $4,987.00 Homeowner's exemption | $372,125 Land $60,000 Building $312,125 | $372,125 Land $60,000 Building $312,125 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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