Flagler County property record for 102 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,132 sqft Heated Area |
| Lot Size | 36,634 sqft (0.841 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $520,000 (2022) |
| Tax Bill | $5,591.00 (2025) |
| Primary APN | 03-13-31-5120-1C020-1020 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,132 sqft Heated Area |
| Gross Area | 3,092 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 36,634 sqft (0.841 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 672 sqft Driveway |
| Patio Area | 200 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 102 BAY LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9264 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1C-F UNIT 2 LOT 102 OR 1109 PG 764 OR 2210/857 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1C |
| Legal Lot Number | 102 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1C020-1020
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 102 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 06, 2021 | Warranty Deed, Transfer COLUMBIA TITLE RESEARCH, COLUMBIA TITLE RESEARCH CORP |
| Jun 08, 2017 | Warranty Deed, Transfer AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2022 · Amount on Record |
| Deed Sale | Jun 20, 2022 · Amount on Record |
| Prior Sale | Apr 06, 2021 · Amount on Record |
| Deed Doc Number | 2022031498 |
| Deed Book / Page | 2698 / 393 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 20, 2022 |
| Property Address | 102 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0026980393 |
| Book / Page | 2698 / 393 |
| Map Reference | MB 31 PG 25&26 |
| Instrument Date | Jun 08, 2022 |
| Instrument | 2022031498 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Title Company | COLUMBIA TITLE RESEARCH, COLUMBIA TITLE RESEARCH CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0002698394 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 2698/394 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 06, 2021 |
| Property Address | 102 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0025470864 |
| Book / Page | 2547 / 864 |
| Map Reference | MB 31 PG 25&26 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021018410 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | COLUMBIA TITLE RESEARCH, COLUMBIA TITLE RESEARCH CORP |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,555.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9547 S LINCOLN RD, GARDNER, IL 60424-6122 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 08, 2017 |
| Property Address | 102 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0022100857 |
| Book / Page | 002210 / 000857 |
| Instrument Date | May 26, 2017 |
| Instrument | 20150 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Title Company | AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,030.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,591.00 (-3.42%) Homeowner's exemption | $437,937 (+5.22%) Land $72,000 Building $365,937 | $437,937 (+5.22%) Land $72,000 Building $365,937 |
| 2023 | $5,789.00 (+1.72%) Homeowner's exemption | $416,214 (+9.01%) Land $72,000 Building $344,214 | $416,214 (+9.01%) Land $72,000 Building $344,214 |
| 2022 | $5,691.00 | $381,807 Land $72,000 Building $309,807 | $381,807 Land $72,000 Building $309,807 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 637 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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