95 Bay Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 95 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	2,078 sqft Heated Area
Lot Size	11,848 sqft (0.271 acres)
Occupancy	Owner Occupied
Last Sale	$270,000 (2017)
Tax Bill	$3,422.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-1C020-0950`

Interior

Full Baths	2 Baths
Building Area	2,078 sqft Heated Area
Gross Area	3,010 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,848 sqft (0.271 acres)
Driveway	1 Driveway
Driveway Area	320 sqft Driveway
Porch	Enclosed Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	95 BAY LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-9264
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY PHASE 1C-F UNIT 2 LOT 95 OR 712 PG 861 OR 1954/1939 OR 2224/1559
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Phase	1C
Legal Lot Number	95
Legal Unit	2
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3018
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C020-0950

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Prior Sale	Jul 23, 2013 · Amount on Record
Deed Doc Number	2017029007
Deed Book / Page	2224 / 1559
Record Refreshed	Jun 08, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 16, 2017
Property Address	95 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Document Number	0022241559
Book / Page	2224 / 1559
Map Reference	MB31 PG25&26
Instrument Date	Aug 04, 2017
Instrument	2017029007
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2098 TURNER LN, 2098, PIERSON, FL 32180-2953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 BAY LAKE DR, ORMOND BEACH, FL 32174-9264

Mortgage

Document Number	2017029008
Date	Aug 16, 2017
Instrument	2017029008

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,422.00 (-6.83%) Homeowner's exemption	$283,930 (+5.99%)	$367,140 (+1.53%) Land $60,000 Building $307,140
2023	$3,673.00 (+7.87%) Homeowner's exemption	$267,891 (+3%)	$361,612 (+9.17%) Land $60,000 Building $301,612
2022	$3,405.00 Homeowner's exemption	$260,089	$331,235 Land $60,000 Building $271,235

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.