St. Clair County property record for 9850 Middle Chnnl, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 720 sqft · built 1984 |
| Lot Size | 12.1 acres (529,777 sqft) |
| Owner | Company Name on Record |
| Last Sale | $118,500 (May 2010) |
| Tax Bill | $11,521 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-865-0001-001 |
| Primary APN | 74-14-865-0001-001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 720 sqft Living Area |
| Gross Area | 6,897 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 529,777 sqft (12.1 acres) |
| Lot Dimensions | 500 ft deep x 1,869 ft wide |
| Total Buildings | 5 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9850 MIDDLE CHANNEL |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PART OF LOTS 5 THROUGH 12, AND PORTIONS OF ROGERS HWY, OBETZ HWY, RELOCATED OBET HWY AND ADJ BOTTOM LAND DESC AS: BEG S 43D |
| Legal Subdivision | MIDDLE CHANNEL SECTION |
| Legal Lot Number | 5-12 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 648000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 61, MOUNT CLEMENS, MI 48046-0061 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2010 · Amount on Record |
| Deed Sale | May 6, 2010 · Amount on Record |
| Prior Sale | Dec 1, 2009 · Amount on Record |
| Deed Document Number | 201010408 |
| Deed Book / Page | 4042 / 931 |
| Prior Transfer Date | Mar 22, 2010 |
| Prior Transfer Doc | 0040420931 |
| Record Updated | Oct 29, 2026 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,100 (+6.18%) | $708,200 (+6.18%) | |
| 2025 | $11,521.00 (+13.53%) | $333,500 (+12.97%) | |
| 2024 | $10,148.00 (+11.05%) | $667,000 (+12.97%) | |
| 2023 | $295,200 | ||
| 2022 | $9,138.00 | $590,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 581.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 220 (1981–2024) |
| Claims Outside the SFHA | 102 of 220 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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