St. Clair County property record for 8923 Middle Chnnl, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 840 sqft |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,071 (Oct 2012) |
| Tax Bill | $1,183 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-865-0364-501 |
| Primary APN | 74-14-865-0364-501 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 840 sqft Living Area |
| Lot Area | 7,841 sqft (0.18 acres) |
|---|---|
| Lot Depth | 177 ft Depth |
| Heating System | Space Heater |
|---|
| Account Number | 74148650364501 |
|---|---|
| Street Address | 8923 MIDDLE CHANNEL |
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | PART OF LOT 450 DESC AS: BEG N 46D 58M 30S W 29.03' FROM E'LY COR LOT 450, TH S 33D 39M 22S W 44.46', TH N 46D 58M 30S W |
| Legal Subdivision | ST CLAIR FLATS MIDDLE CHANNEL |
| Legal Lot Number | 450 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 648000 |
Source: St. Clair County records · APN 74-14-865-0364-501
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 33406 OTTO AVE, FRASER, MI 48026-1987 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 09, 2012 · Amount on Record |
| Deed Sale | Oct 09, 2012 · Amount on Record |
| Deed Document Number | 2012025765 |
| Record Updated | Jun 08, 2026 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,000 (+7.02%) | ||
| 2024 | $1,183.00 (+11.08%) | $122,000 (+7.02%) | |
| 2023 | $57,000 | ||
| 2022 | $1,065.00 | $114,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476480001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 220 (1981–2024) |
| Claims Outside the SFHA | 102 of 220 |
| Most Recent Claim | Sep 2024 · other causes |
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 26 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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