St. Clair County property record for 8925 Middle Chnnl, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 512 sqft |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $890 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-865-0361-001 |
| Primary APN | 74-14-865-0361-001 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 512 sqft Living Area |
| Lot Area | 11,718 sqft (0.269 acres) |
|---|---|
| Lot Depth | 167 ft Depth |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 8925 MIDDLE CHANNEL |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | PART OF LOT 449 DESC AS: BEG S 39D 29M 30S W 52.87' & N 46D 58M 38S W 29.01' FROM SELY COR OF LOT 449, TH S 40D 10M 36S W |
| Legal Lot Number | 449 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 648000 |
8925 Middle Chnnl is owned by two individuals who acquired it in January 2015.
Source: St. Clair County records, as of October 6, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5589 HARLOWE DR, SHELBY TOWNSHIP, MI 48316-3236 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2015 |
| Deed Sale | Jan 12, 2015 |
| Deed Document Number | 2015000697 |
| Record Updated | Jun 8, 2026 |
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,400 | ||
| 2024 | $890.00 | $94,800 | |
| 2023 | $49,000 | ||
| 2022 | $801.00 | $98,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8925 Middle Chnnl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 220 (1981–2024) |
| Claims Outside the SFHA | 102 of 220 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8925 Middle Chnnl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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