8985 Middle Chnnl, Saint Clair, MI 48079 Property Records

St. Clair County property record for 8985 Middle Chnnl, Saint Clair, MI 48079 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,528 sqft
Lot Size	0.767 acres (33,454 sqft)
Owner	2 Individual Names on File
Last Sale	$17,536 (May 2010)
Tax Bill	$3,378 (2024)
Flood Zone	Zone AE (high risk)
APN	`74-14-865-0374-001`

Property Details

APN / Parcel Number

Primary APN	`74-14-865-0374-001`

Interior

Full Baths	1 Bath
Building Area	1,528 sqft Living Area

Exterior

Lot Area	33,454 sqft (0.767 acres)
Lot Depth	112 ft Depth

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	74148650374001
Street Address	8985 MIDDLE CHANNEL
City	SAINT CLAIR
State	MI
Zip	48079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 454 DESC AS: BEG N 54D 45M W 6.58' FROM SW'LY COR LOT 454, TH N 54D 45M W 195.58', TH N 33D 58M 52S E 31.28', TH
Legal Subdivision	ST CLAIR FLATS MIDDLE CHANNEL
Legal Lot Number	454
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1049
Census Tract	648000

Owner

Source: St. Clair County records · APN 74-14-865-0374-001

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31700 N RIVER RD, HARRISON TOWNSHIP, MI 48045-1469
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2010 · Amount on Record
Deed Sale	May 06, 2010 · Amount on Record
Deed Document Number	2010010401
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,600 (+1.47%)
2024	$3,378.00 (+11.05%)		$289,200 (+1.47%)
2023		$142,500
2022	$3,042.00		$285,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476480001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 139 individual NFIP policies nearby
Nearby Flood Policies	139 in force
Nearby Flood Claims	220 (1981–2024)
Claims Outside the SFHA	102 of 220
Most Recent Claim	Sep 2024, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.